@charset "UTF-8";
:root{--ink:#162b3a;--ink-soft:#516776;--brand:#17618a;--brand-dark:#123e62;--accent:#e58a2b;--accent-dark:#bf6817;--mint:#eaf5f8;--sky:#eef5fa;--line:#d7e3ea;--paper:#fff;--canvas:#f7fafc;--radius:18px;--shadow:0 18px 45px rgba(18,62,98,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:138px;max-width:100%;overflow-x:hidden}body{margin:0;max-width:100%;overflow-x:hidden;color:var(--ink);background:var(--canvas);font-family:"cbk_font",Verdana,Arial,sans-serif;font-size:17px;line-height:1.65;text-rendering:optimizeLegibility}img,svg{max-width:100%;height:auto}a{color:var(--brand);text-underline-offset:3px}a:hover{color:var(--accent-dark)}button,input,textarea,select{font:inherit}.shell{width:min(1140px,calc(100% - 40px));margin-inline:auto}.narrow{width:min(780px,100%)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:8px;left:8px;z-index:9999;transform:translateY(-140%);background:var(--paper);padding:10px 14px;border-radius:8px;box-shadow:var(--shadow)}.skip-link:focus{transform:translateY(0)}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(215,227,234,.95);backdrop-filter:blur(12px)}.authority-bar{background:linear-gradient(90deg,var(--brand-dark),var(--brand));color:#fff;font-size:.84rem;font-weight:800}.authority-inner{min-height:35px;display:flex;align-items:center;justify-content:center;gap:12px;text-align:center}.authority-bar a{color:#fff;text-decoration:none}.authority-bar a:hover{color:#fff;text-decoration:underline}.authority-status{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}.authority-status>span{color:#cbeef7;font-weight:900}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:var(--brand-dark);line-height:1}.brand-mark{display:grid!important;place-items:center;width:46px;height:46px;border-radius:14px;background:linear-gradient(145deg,var(--brand),var(--brand-dark));color:#fff;font-size:.92rem;font-weight:900;letter-spacing:.05em;box-shadow:0 8px 22px rgba(18,62,98,.2)}.brand>span:last-child{display:grid;gap:3px}.brand strong{font-size:1.12rem;letter-spacing:.02em}.brand strong,.brand small,h1,h2,h3,.button,.main-nav a{font-family:"cbk_font",Verdana,Arial,sans-serif}.brand small{color:var(--accent-dark);font-weight:900;letter-spacing:.14em;text-transform:uppercase}.main-nav{display:flex;align-items:center;gap:15px}.main-nav a{color:var(--ink);font-weight:750;font-size:.88rem;text-decoration:none;white-space:nowrap}.main-nav a[aria-current="page"]{color:var(--brand)}.main-nav .nav-cta{color:#fff;background:var(--accent);border-radius:999px;padding:10px 15px}.main-nav .nav-cta:hover,.main-nav .nav-cta.active{color:#fff;background:var(--accent-dark)}.nav-toggle{display:none;width:46px;height:42px;border:1px solid var(--line);border-radius:10px;background:var(--paper);padding:10px}.nav-toggle span:not(.sr-only){display:block;height:2px;margin:5px 0;background:var(--ink)}
.breadcrumbs{padding-top:22px;background:var(--paper)}.breadcrumbs .shell{padding-bottom:20px}.breadcrumbs ol{display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:0;list-style:none;color:var(--ink-soft);font-size:.9rem}.breadcrumbs li:not(:last-child)::after{content:"/";margin-left:8px;color:#9aadb2}.breadcrumbs a{color:var(--ink-soft)}
.hero{position:relative;overflow:hidden;padding:72px 0 60px;background:linear-gradient(135deg,var(--brand-dark) 0%,var(--brand) 62%,#2b7da2 100%);color:#fff}.hero::before,.hero::after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(255,255,255,.15)}.hero::before{width:460px;height:460px;right:-160px;top:-210px}.hero::after{width:260px;height:260px;right:120px;bottom:-170px}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);align-items:center;gap:58px}.eyebrow{display:inline-flex;align-items:center;gap:8px;margin:0 0 15px;color:#cbeef7;font-weight:850;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase}.eyebrow::before{content:"";width:28px;height:2px;background:var(--accent)}h1,h2,h3{line-height:1.16;letter-spacing:-.025em}h1{margin:0 0 20px;font-size:clamp(2.3rem,5vw,4.45rem);max-width:900px}.page-hero h1{font-size:clamp(2.2rem,4.5vw,4rem)}.hero-lead{margin:0;max-width:760px;color:#e4f3f8;font-size:clamp(1.05rem,2vw,1.25rem)}.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:12px;border:1px solid transparent;font-weight:850;text-decoration:none;cursor:pointer}.button-primary{background:var(--accent);color:#fff}.button-primary:hover{background:var(--accent-dark);color:#fff}.button-light{background:#fff;color:var(--brand-dark)}.button-light:hover{background:var(--mint);color:var(--brand-dark)}.button-ghost{background:transparent;border-color:var(--line);color:var(--ink)}.button-ghost:hover{background:var(--sky);color:var(--ink)}.hero-card{padding:28px;border:1px solid rgba(255,255,255,.24);border-radius:26px;background:rgba(255,255,255,.11);box-shadow:0 22px 60px rgba(0,0,0,.15)}.hero-symbol{display:grid;place-items:center;width:132px;height:132px;margin:0 auto 22px;border-radius:34px;background:rgba(255,255,255,.14);color:#fff;font-size:1.15rem;font-weight:900;letter-spacing:.08em;text-align:center}.hero-card strong{display:block;font-size:1.3rem;text-align:center}.hero-card p{margin:8px 0 0;color:#e4f3f8;text-align:center}.hero-trust{display:grid;gap:12px;margin:30px 0 0;padding:0;list-style:none;color:#e4f3f8;font-size:.95rem}.hero-trust li{display:flex;align-items:flex-start;gap:10px}.hero-trust li::before{content:"✓";display:grid;place-items:center;width:22px;height:22px;flex:0 0 22px;border-radius:50%;color:var(--brand-dark);background:#cbeef7;font-weight:900}
.section{padding:72px 0}.section-tight{padding:50px 0}.section-white{background:var(--paper)}.section-mint{background:var(--mint)}.section-title{max-width:790px;margin-bottom:34px}.section-title h2{margin:0 0 12px;font-size:clamp(1.9rem,3.8vw,3rem);color:var(--brand-dark)}.section-title p{margin:0;color:var(--ink-soft);font-size:1.08rem}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.card{height:100%;padding:27px;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);box-shadow:0 8px 24px rgba(18,62,98,.05)}.card h2,.card h3{margin:0 0 10px;color:var(--brand-dark)}.card h3{font-size:1.25rem}.card p{margin:0;color:var(--ink-soft)}.card-link{display:block;color:inherit;text-decoration:none;transition:transform .18s ease,box-shadow .18s ease}.card-link:hover{transform:translateY(-4px);box-shadow:var(--shadow);color:inherit}.card-link .text-link{display:inline-block;margin-top:18px;color:var(--brand);font-weight:850}.icon-badge{display:grid;place-items:center;width:48px;height:48px;margin-bottom:19px;border-radius:14px;color:var(--brand);background:var(--mint);font-weight:900;font-size:1.05rem}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:50px;align-items:start}.prose{max-width:820px}.prose h2{margin:48px 0 14px;color:var(--brand-dark);font-size:clamp(1.55rem,3vw,2.25rem)}.prose h3{margin:28px 0 8px;color:var(--brand-dark);font-size:1.3rem}.prose p,.prose ul,.prose ol{margin-top:0;margin-bottom:20px}.prose ul,.prose ol{padding-left:1.25rem}.prose li+li{margin-top:8px}.prose .lead{font-size:1.22rem;color:var(--ink-soft)}.prose article,.legal-section{scroll-margin-top:138px}.prose .subsection,.legal-section{margin-bottom:20px;padding:26px;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper)}.prose .subsection h2,.legal-section h2{margin-top:0}.aside-card{position:sticky;top:126px;padding:25px;border-radius:var(--radius);background:var(--brand-dark);color:#fff;box-shadow:var(--shadow)}.aside-card h2{margin:0 0 10px;font-size:1.45rem}.aside-card p{color:#dcecf5}.aside-card .button{width:100%;margin-top:8px}.aside-card small{display:block;margin-top:14px;color:#bcd2df}.check-list{display:grid;gap:13px;padding:0!important;list-style:none}.check-list li{position:relative;padding-left:32px}.check-list li::before{content:"✓";position:absolute;left:0;top:1px;color:var(--accent);font-weight:900}.number-list{counter-reset:steps;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;padding:0;list-style:none}.number-list li{counter-increment:steps;padding:25px;border-radius:var(--radius);background:var(--paper);border:1px solid var(--line)}.number-list li::before{content:counter(steps);display:grid;place-items:center;width:40px;height:40px;margin-bottom:15px;border-radius:50%;color:#fff;background:var(--brand);font-weight:900}.number-list strong{display:block;margin-bottom:6px;color:var(--brand-dark)}.mini-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:22px 0}.mini-card{padding:20px;border:1px solid var(--line);border-radius:14px;background:var(--paper)}.mini-card h3{margin-top:0}.notice,.callout{margin:24px 0;padding:20px 22px;border-left:4px solid var(--brand);border-radius:0 14px 14px 0;background:var(--sky)}.callout-warning{border-left-color:var(--accent);background:#fff6eb}.notice p:last-child,.callout p:last-child{margin-bottom:0}.source-box{margin-top:42px;padding:20px;border:1px solid var(--line);border-radius:14px;background:var(--sky);font-size:.92rem}.source-box h2{margin:0 0 10px;font-size:1.15rem}.source-box ul{margin:0}.source-box a{overflow-wrap:anywhere}.comparison{width:100%;border-collapse:collapse;margin:20px 0}.comparison th,.comparison td{padding:13px;border:1px solid var(--line);text-align:left;vertical-align:top}.comparison th{background:var(--sky);color:var(--brand-dark)}.price-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:20px 0}.price-card{padding:24px;border:1px solid var(--line);border-radius:16px;background:var(--sky)}.price-card strong{display:block;color:var(--brand-dark);font-size:1.25rem}.price-card b{display:block;margin:8px 0;color:var(--accent-dark);font-size:1.7rem}.risk-chips{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0}.risk-chips span{padding:8px 12px;border-radius:999px;background:var(--mint);color:var(--brand-dark);font-weight:800}.faq-list{display:grid;gap:13px}details.faq-item{border:1px solid var(--line);border-radius:14px;background:var(--paper);overflow:hidden}details.faq-item summary{position:relative;padding:19px 52px 19px 20px;cursor:pointer;font-weight:850;color:var(--brand-dark);list-style:none}details.faq-item summary::-webkit-details-marker{display:none}details.faq-item summary::after{content:"+";position:absolute;right:20px;top:15px;font-size:1.55rem;color:var(--accent)}details.faq-item[open] summary::after{content:"−"}details.faq-item div{padding:0 20px 20px;color:var(--ink-soft)}details.faq-item div p:last-child{margin-bottom:0}.cta-panel{display:grid;grid-template-columns:1fr auto;align-items:center;gap:32px;padding:38px;border-radius:26px;background:linear-gradient(120deg,var(--brand-dark),var(--brand));color:#fff;box-shadow:var(--shadow)}.cta-panel h2{margin:0 0 8px;font-size:clamp(1.7rem,3.5vw,2.5rem)}.cta-panel p{margin:0;color:#dcecf5}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px}.contact-card{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper)}.contact-card h2{margin-top:0;color:var(--brand-dark)}.contact-lines{display:grid;gap:12px}.contact-lines a,.contact-lines span{display:block}.legal-toc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px 15px;margin:22px 0 0;padding:0;list-style:none}.legal-toc a{display:block;padding:11px 13px;border:1px solid var(--line);border-radius:10px;background:var(--paper);color:var(--brand-dark);font-weight:800;text-decoration:none}.legal-toc a:hover{border-color:var(--accent);background:#fff8ef}.legal-content{max-width:980px}.legal-content p,.legal-content li{color:var(--ink-soft)}.legal-content li+li{margin-top:7px}.term-list{display:grid;grid-template-columns:190px minmax(0,1fr);gap:10px 20px;margin:0}.term-list dt{color:var(--ink-soft);font-weight:800}.term-list dd{margin:0;color:var(--brand-dark);font-weight:800}.inline-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.inline-links a{white-space:normal}.updated{color:var(--ink-soft);font-size:.9rem}.table-wrap{overflow-x:auto}.data-table{width:100%;min-width:700px;border-collapse:collapse}.data-table th,.data-table td{padding:13px 14px;border:1px solid var(--line);text-align:left;vertical-align:top}.data-table th{background:var(--sky);color:var(--brand-dark)}
.site-footer{padding:58px 0 24px;background:#091f2d;color:#d7e5eb}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:34px}.footer-grid h2{margin:0 0 13px;color:#fff;font-size:1rem;letter-spacing:.04em}.footer-grid p{margin:0 0 12px;color:#acc2cc;font-size:.93rem}.footer-grid a{display:block;margin:8px 0;color:#d7e5eb;text-decoration:none;font-size:.93rem}.footer-grid a:hover{color:#fff;text-decoration:underline}.footer-brand{color:#fff!important;font-size:1.3rem!important;font-weight:900}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);color:#8faab5;font-size:.84rem}.error-page{min-height:60vh;display:grid;place-items:center;padding:70px 0;text-align:center}.error-page strong{display:block;color:var(--accent);font-size:5rem;line-height:1}
@media(max-width:1080px){.header-inner{gap:14px}.main-nav{gap:8px}.main-nav a{font-size:.79rem}.main-nav .nav-cta{padding:9px 12px}.brand strong{font-size:1rem}.brand small{font-size:.7rem}}@media(max-width:980px){.grid-4,.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}.content-layout{grid-template-columns:1fr}.aside-card{position:static}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:959px){body{font-size:16px}.shell{width:min(100% - 28px,1140px)}.nav-toggle{display:block}.main-nav{display:none;position:absolute;top:100%;left:0;right:0;padding:16px 20px 22px;background:var(--paper);border-bottom:1px solid var(--line);box-shadow:0 18px 34px rgba(18,62,98,.12)}.main-nav.is-open{display:grid;gap:4px}.main-nav a{padding:11px 8px}.main-nav .nav-cta{margin-top:6px;text-align:center}.hero{padding:58px 0 48px}.hero-grid{grid-template-columns:1fr;gap:34px}.hero-card{max-width:460px}.section{padding:58px 0}.number-list{grid-template-columns:1fr}.cta-panel{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}}@media(max-width:820px){.legal-toc,.mini-card-grid,.price-cards{grid-template-columns:1fr}.term-list{grid-template-columns:1fr;gap:3px}.term-list dd{margin-bottom:10px}}@media(max-width:600px){.authority-bar{padding:7px 0;font-size:.78rem}.authority-inner{min-height:0;flex-direction:column;gap:1px;line-height:1.35}h1{font-size:2.2rem}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.hero-actions .button{width:100%}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.cta-panel{padding:27px}.prose .subsection,.legal-section{padding:21px 18px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}

/* Homepage cu identitate vizuală */
.home-hero{padding:74px 0 68px}
.home-hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(420px,.95fr);gap:54px}
.hero-copy{position:relative;z-index:2}
.hero-visual{position:relative;margin:0;border-radius:28px;overflow:hidden;background:#0d334e;box-shadow:0 30px 70px rgba(4,28,44,.34);transform:rotate(.4deg)}
.hero-visual::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,29,44,0) 45%,rgba(7,29,44,.86) 100%);pointer-events:none}
.hero-visual picture,.hero-visual img{display:block;width:100%}
.hero-visual img{aspect-ratio:1000/565;object-fit:cover}
.hero-visual figcaption{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:4px;color:#fff}
.hero-visual figcaption strong{font-size:1.22rem;line-height:1.25}
.hero-visual figcaption span{color:#dcecf5;font-size:.92rem;line-height:1.45}
.eyebrow-dark{color:var(--brand)}
.feature-card{position:relative;overflow:hidden}
.feature-card::after{content:"";position:absolute;width:130px;height:130px;right:-55px;bottom:-65px;border-radius:50%;background:var(--mint)}
.feature-card>*{position:relative;z-index:1}
.home-type-grid{gap:20px}
.home-type-card{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:18px;min-height:150px;padding:26px;border-radius:22px;color:#fff;text-decoration:none;box-shadow:var(--shadow);transition:transform .18s ease,box-shadow .18s ease}
.home-type-card:hover{transform:translateY(-4px);color:#fff;box-shadow:0 24px 50px rgba(18,62,98,.18)}
.home-type-apartment{background:linear-gradient(135deg,#17618a,#123e62)}
.home-type-house{background:linear-gradient(135deg,#d8781e,#a94f0b)}
.home-type-icon{display:grid;place-items:center;width:58px;height:58px;border-radius:17px;background:rgba(255,255,255,.16);font-size:1.4rem}
.home-type-card strong{display:block;font-size:1.35rem}
.home-type-card small{display:block;margin-top:5px;color:rgba(255,255,255,.82);font-size:.95rem;line-height:1.45}
.center-action{display:flex;justify-content:center;margin-top:30px}
.split-highlight{display:grid;grid-template-columns:minmax(0,1fr) minmax(310px,.72fr);gap:48px;align-items:center;padding:44px;border:1px solid var(--line);border-radius:28px;background:linear-gradient(145deg,#fff,#eef7fa);box-shadow:var(--shadow)}
.split-highlight h2{margin:0 0 14px;color:var(--brand-dark);font-size:clamp(1.8rem,3.6vw,3rem)}
.split-highlight p{margin:0 0 18px;color:var(--ink-soft)}
.text-link-strong{font-weight:900;text-decoration:none}
.highlight-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
.highlight-points span{display:flex;align-items:center;gap:10px;padding:14px;border-radius:14px;background:#fff;color:var(--brand-dark);font-weight:850;box-shadow:0 8px 22px rgba(18,62,98,.06)}
.highlight-points i{color:var(--accent)}
.footer-grid-compact{grid-template-columns:1.35fr 1fr 1fr}

/* Ajustări de meniu pentru structura restrânsă */
.main-nav{gap:18px}
.main-nav a{font-size:.9rem}
.main-nav .nav-cta{padding:11px 18px}

/* Focalizare accesibilă */
a:focus-visible,button:focus-visible{outline:3px solid #ffd18d;outline-offset:3px}

@media(max-width:1050px){
  .home-hero-grid{grid-template-columns:1fr .9fr;gap:34px}
  .hero-visual figcaption{left:18px;right:18px;bottom:16px}
}
@media(max-width:959px){
  .home-hero-grid{grid-template-columns:1fr}
  .hero-visual{max-width:720px;transform:none}
  .split-highlight{grid-template-columns:1fr}
}
@media(max-width:700px){
  .home-hero{padding:52px 0 46px}
  .hero-visual{border-radius:20px}
  .hero-visual figcaption{position:relative;left:auto;right:auto;bottom:auto;padding:18px;background:#0d334e}
  .hero-visual::after{display:none}
  .home-type-card{grid-template-columns:auto 1fr;min-height:0}
  .home-type-card>i:last-child{display:none}
  .split-highlight{padding:26px 20px}
  .highlight-points{grid-template-columns:1fr}
}

.anchor-target{display:block;position:relative;top:-138px;visibility:hidden}

/* Homepage v3 – imagine integrată în hero, conform machetei aprobate */
.home-hero-showcase{position:relative;isolation:isolate;min-height:505px;overflow:hidden;background:#123e62;color:#fff}
.home-hero-media{position:absolute;z-index:-3;inset:0;display:block}
.home-hero-media img{width:100%;height:100%;object-fit:cover;object-position:70% 55%}
.home-hero-shade{position:absolute;z-index:-2;inset:0;background:linear-gradient(90deg,rgba(8,42,68,.98) 0%,rgba(13,65,99,.96) 31%,rgba(17,73,108,.76) 48%,rgba(17,73,108,.20) 71%,rgba(17,73,108,.06) 100%)}
.home-hero-shade::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(4,24,38,.08),rgba(4,24,38,.18))}
.home-hero-content{min-height:505px;display:flex;align-items:center;padding-top:46px;padding-bottom:58px}
.home-hero-copy-v3{width:min(580px,48%)}
.home-hero-copy-v3 h1{max-width:620px;margin-bottom:18px;font-size:clamp(2.65rem,4.25vw,4.45rem);line-height:1.08;text-shadow:0 2px 16px rgba(0,0,0,.12)}
.home-hero-lead{max-width:560px;margin:0;color:#edf7fb;font-size:clamp(1.08rem,1.7vw,1.3rem);line-height:1.55;text-shadow:0 1px 9px rgba(0,0,0,.18)}
.home-hero-actions .button{gap:11px;min-height:56px;padding-inline:24px}
.button-outline-light{border-color:rgba(255,255,255,.82);background:rgba(8,42,68,.22);color:#fff;backdrop-filter:blur(5px)}
.button-outline-light:hover{border-color:#fff;background:#fff;color:var(--brand-dark)}

.home-summary-section{position:relative;z-index:4;margin-top:-18px;padding:0 0 34px;background:linear-gradient(180deg,transparent 0,transparent 18px,#fff 18px,#fff 100%)}
.home-summary-grid{display:grid;grid-template-columns:minmax(0,1.62fr) minmax(320px,.9fr);gap:28px;align-items:stretch}
.home-products-panel,.home-calculator-panel{border-radius:18px;box-shadow:0 18px 42px rgba(18,62,98,.13)}
.home-products-panel{padding:26px 28px 24px;border:1px solid var(--line);background:#fff}
.home-products-heading h2{margin:0 0 6px;color:var(--brand-dark);font-size:1.37rem;line-height:1.25;letter-spacing:-.015em}
.home-products-heading p{margin:0;color:var(--ink-soft);font-size:.98rem}
.home-product-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:19px}
.home-product-card{display:grid;grid-template-columns:auto 1fr;gap:15px;min-height:235px;padding:21px;border:1px solid #dfe8ee;border-radius:13px;color:var(--ink);text-decoration:none;background:#fff;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.home-product-card:hover{transform:translateY(-3px);border-color:#bfd5e1;box-shadow:0 14px 30px rgba(18,62,98,.09);color:var(--ink)}
.home-product-icon{display:grid;place-items:center;width:45px;height:45px;border-radius:12px;color:#fff;font-size:1.17rem;box-shadow:0 8px 18px rgba(18,62,98,.18)}
.home-product-icon-blue{background:linear-gradient(145deg,#17618a,#0e3d60)}
.home-product-icon-orange{background:linear-gradient(145deg,#ff9d25,#d96e06)}
.home-product-copy{min-width:0}
.home-product-copy strong{display:block;color:var(--brand-dark);font-size:1.14rem;line-height:1.25}
.home-product-copy small{display:block;margin-top:6px;color:var(--ink-soft);font-size:.89rem;line-height:1.45}
.home-product-copy ul{display:grid;gap:5px;margin:12px 0 11px;padding:0;list-style:none;color:#3f5868;font-size:.84rem;line-height:1.4}
.home-product-copy li{position:relative;padding-left:20px}
.home-product-copy li::before{content:"✓";position:absolute;left:0;color:#31934d;font-weight:900}
.home-product-copy b{color:var(--brand);font-size:.86rem}

.home-calculator-panel{padding:27px 28px 25px;background:linear-gradient(150deg,#174f75,#073c64);color:#fff}
.home-calculator-panel h2{margin:0;color:#fff;font-size:1.42rem}
.panel-accent{display:block;width:34px;height:3px;margin:12px 0 21px;background:var(--accent)}
.home-calculator-panel ul{display:grid;gap:17px;margin:0 0 23px;padding:0;list-style:none}
.home-calculator-panel li{display:grid;grid-template-columns:28px 1fr;gap:11px;align-items:start;color:#f0f7fa;font-size:.94rem;line-height:1.4}
.home-calculator-panel li i{margin-top:1px;color:#fff;font-size:1.16rem}
.home-calculator-panel .button{width:100%;gap:10px;min-height:52px}
.home-benefits-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin-top:24px;padding:15px 0 4px}
.home-benefits-strip>div{display:grid;grid-template-columns:48px 1fr;gap:13px;align-items:center;padding:4px 24px;border-right:1px solid #dbe6ec}
.home-benefits-strip>div:first-child{padding-left:4px}
.home-benefits-strip>div:last-child{border-right:0;padding-right:4px}
.home-benefits-strip i{color:var(--brand-dark);font-size:2rem;text-align:center}
.home-benefits-strip strong,.home-benefits-strip small{display:block}
.home-benefits-strip strong{color:var(--brand-dark);font-size:.94rem;line-height:1.25}
.home-benefits-strip small{margin-top:2px;color:var(--ink-soft);font-size:.79rem;line-height:1.35}

@media(max-width:1100px){
  .home-hero-copy-v3{width:54%}
  .home-summary-grid{grid-template-columns:1fr .72fr}
  .home-products-panel{padding-inline:22px}
  .home-product-cards{gap:13px}
  .home-product-card{padding:17px}
  .home-benefits-strip>div{padding-inline:15px}
}
@media(max-width:959px){
  .home-hero-showcase,.home-hero-content{min-height:560px}
  .home-hero-media img{object-position:66% center}
  .home-hero-shade{background:linear-gradient(90deg,rgba(8,42,68,.97) 0%,rgba(13,65,99,.92) 48%,rgba(13,65,99,.45) 100%)}
  .home-hero-copy-v3{width:min(620px,74%)}
  .home-summary-section{margin-top:0;background:#fff}
  .home-summary-grid{grid-template-columns:1fr;padding-top:26px}
  .home-calculator-panel{max-width:none}
  .home-benefits-strip{grid-template-columns:repeat(2,minmax(0,1fr))}
  .home-benefits-strip>div:nth-child(2){border-right:0}
  .home-benefits-strip>div{padding:12px 18px;border-bottom:1px solid #dbe6ec}
  .home-benefits-strip>div:nth-child(n+3){border-bottom:0}
}
@media(max-width:700px){
  .home-hero-showcase,.home-hero-content{min-height:620px}
  .home-hero-content{align-items:flex-end;padding-top:60px;padding-bottom:54px}
  .home-hero-media img{object-position:62% center}
  .home-hero-shade{background:linear-gradient(180deg,rgba(8,42,68,.28) 0%,rgba(8,42,68,.78) 42%,rgba(8,42,68,.98) 100%)}
  .home-hero-copy-v3{width:100%}
  .home-hero-copy-v3 h1{font-size:clamp(2.35rem,12vw,3.5rem)}
  .home-hero-lead{font-size:1.04rem}
  .home-hero-actions{display:grid}
  .home-product-cards{grid-template-columns:1fr}
  .home-product-card{min-height:0}
  .home-benefits-strip{grid-template-columns:1fr}
  .home-benefits-strip>div,.home-benefits-strip>div:nth-child(2),.home-benefits-strip>div:nth-child(n+3){padding:14px 4px;border-right:0;border-bottom:1px solid #dbe6ec}
  .home-benefits-strip>div:last-child{border-bottom:0}
}


/* Homepage V5 – ajustare fină după preview-ul aprobat.
   Fontul CBK este disponibil doar în greutatea 400; nu folosim bold sintetic. */
body{font-weight:400}
.home-hero-showcase strong,.home-summary-section strong,.home-summary-section b,
.home-hero-showcase h1,.home-summary-section h2,.home-summary-section h3,
.home-hero-showcase .button,.home-summary-section .button{font-weight:400}

/* Header mai aerisit și logo fără pătrat compact */
.authority-bar{font-weight:400;font-size:.79rem}
.authority-inner{min-height:34px;letter-spacing:.005em}
.authority-status>span{font-weight:400}
.header-inner{min-height:94px}
.brand{gap:13px}
.brand-mark.brand-house{position:relative;display:grid!important;place-items:center;width:56px;height:54px;border-radius:0;background:transparent;color:var(--brand-dark);font-size:3.05rem;box-shadow:none;line-height:1}
.brand-mark.brand-house i{display:block;transform:scaleX(1.04)}
.brand-check{position:absolute;left:23px;top:21px;color:var(--accent);font-family:Arial,sans-serif;font-size:1.08rem;line-height:1;font-weight:400;text-shadow:0 0 3px #fff}
.brand>span:last-child{gap:4px}
.brand strong{font-size:1.2rem;font-weight:400;letter-spacing:.01em}
.brand small{font-size:.86rem;font-weight:400;letter-spacing:.12em}
.main-nav{gap:29px}
.main-nav a{font-size:.94rem;font-weight:400}
.main-nav a[aria-current="page"]{position:relative;color:var(--brand-dark)}
.main-nav a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-8px;height:2px;background:var(--accent)}
.main-nav .nav-cta{padding:12px 23px;font-weight:400}

/* Hero: proporții apropiate de preview, fără card separat */
.home-hero-showcase{min-height:455px}
.home-hero-content{width:min(1340px,calc(100% - 64px));min-height:455px;padding-top:48px;padding-bottom:64px}
.home-hero-media img{object-position:72% 54%}
.home-hero-shade{background:linear-gradient(90deg,rgba(7,47,78,.99) 0%,rgba(10,60,94,.97) 31%,rgba(12,67,102,.82) 45%,rgba(12,67,102,.32) 62%,rgba(12,67,102,.05) 100%)}
.home-hero-shade::after{background:linear-gradient(180deg,rgba(4,24,38,.02),rgba(4,24,38,.13))}
.home-hero-copy-v3{width:min(585px,45%)}
.home-hero-copy-v3 .eyebrow{margin-bottom:16px;color:#f3a044;font-size:.82rem;font-weight:400;letter-spacing:.14em}
.home-hero-copy-v3 h1{max-width:570px;margin-bottom:16px;font-size:clamp(3rem,4vw,4rem);line-height:1.08;letter-spacing:-.035em;text-shadow:0 2px 14px rgba(0,0,0,.12)}
.home-hero-lead{max-width:540px;font-size:clamp(1.08rem,1.45vw,1.22rem);line-height:1.5}
.home-hero-actions{margin-top:20px}
.home-hero-actions .button{min-height:55px;padding-inline:23px;border-radius:8px;font-size:1rem}
.button-outline-light{background:rgba(7,47,78,.30)}

/* Panourile de sub hero */
.home-summary-section{margin-top:-19px;padding-bottom:28px}
.home-summary-grid,.home-benefits-strip{width:min(1340px,calc(100% - 64px))}
.home-summary-grid{grid-template-columns:minmax(0,1.62fr) minmax(350px,.93fr);gap:28px}
.home-products-panel,.home-calculator-panel{border-radius:13px;box-shadow:0 14px 35px rgba(18,62,98,.12)}
.home-products-panel{padding:23px 26px 21px}
.home-products-heading h2{font-size:1.22rem;font-weight:400;letter-spacing:-.01em}
.home-products-heading p{font-size:.91rem}
.home-product-cards{gap:18px;margin-top:17px}
.home-product-card{min-height:220px;padding:18px;border-radius:10px}
.home-product-icon{width:45px;height:45px;border-radius:9px}
.home-product-copy strong{font-size:1.02rem;font-weight:400}
.home-product-copy small{font-size:.84rem}
.home-product-copy ul{font-size:.79rem}
.home-product-copy li::before{font-weight:400}
.home-product-copy b{font-weight:400}
.home-calculator-panel{padding:24px 27px 23px;border-radius:13px}
.home-calculator-panel h2{font-size:1.25rem;font-weight:400}
.home-calculator-panel li{font-size:.87rem}
.home-calculator-panel .button{min-height:51px;border-radius:8px}
.home-benefits-strip{margin-top:18px;padding-top:13px}
.home-benefits-strip>div{grid-template-columns:44px 1fr;padding:4px 22px}
.home-benefits-strip i{font-size:1.82rem}
.home-benefits-strip strong{font-size:.87rem;font-weight:400}
.home-benefits-strip small{font-size:.75rem}

/* Restul homepage-ului păstrează aceeași personalitate tipografică */
.home-type-card strong,.split-highlight h2,.section-title h2,.cta-panel h2,.number-list strong,.highlight-points span,.text-link-strong{font-weight:400}
.home-type-card{border-radius:14px;box-shadow:0 12px 28px rgba(18,62,98,.10)}
.highlight-points span{font-weight:400}

@media(max-width:1200px){
  .home-hero-content,.home-summary-grid,.home-benefits-strip{width:min(1160px,calc(100% - 48px))}
  .main-nav{gap:20px}
  .home-hero-copy-v3{width:49%}
}
@media(max-width:959px){
  .header-inner{min-height:76px}
  .brand-mark.brand-house{width:48px;height:46px;font-size:2.55rem}
  .brand-check{left:20px;top:18px;font-size:.94rem}
  .home-hero-showcase,.home-hero-content{min-height:540px}
  .home-hero-content{width:min(900px,calc(100% - 40px))}
  .home-hero-copy-v3{width:min(630px,70%)}
  .home-summary-grid,.home-benefits-strip{width:min(900px,calc(100% - 40px))}
}
@media(max-width:700px){
  .authority-inner{min-height:38px;font-size:.72rem;gap:7px}
  .authority-inner>span:first-child{display:none}
  .header-inner{min-height:70px}
  .brand-mark.brand-house{width:42px;height:40px;font-size:2.25rem}
  .brand-check{left:18px;top:16px;font-size:.82rem}
  .brand strong{font-size:1rem}
  .brand small{font-size:.7rem}
  .home-hero-showcase,.home-hero-content{min-height:595px}
  .home-hero-content{width:calc(100% - 32px);padding-bottom:45px}
  .home-hero-copy-v3 h1{font-size:clamp(2.35rem,11vw,3.15rem);line-height:1.06}
  .home-summary-grid,.home-benefits-strip{width:calc(100% - 32px)}
  .home-products-panel,.home-calculator-panel{border-radius:12px}
}

/* ================================================================
   Homepage V6 — reproducere fină a preview-ului aprobat
   ================================================================ */
:root{
  --preview-shell:1344px;
  --preview-blue:#0b426a;
  --preview-blue-deep:#07395e;
  --preview-orange:#f28c17;
  --preview-ink:#0b3558;
}

/* Tipografie: fără bold sintetic. */
.home-hero-showcase *,
.home-summary-section *,
.site-header *{font-weight:400}

/* Bara de autoritate și header-ul alb. */
.authority-bar{height:36px;padding:0;background:linear-gradient(90deg,#083b61,#0c4f7b);font-size:.79rem}
.authority-inner{width:min(var(--preview-shell),calc(100% - 64px));height:36px;min-height:36px;justify-content:center;gap:18px;color:#fff}
.authority-inner>span{display:inline-flex;align-items:center;gap:7px}
.authority-inner i{font-size:.72rem}
.authority-inner a{color:#fff}
.authority-status>span{font-family:Arial,sans-serif;font-size:1.04rem}
.header-inner{width:min(var(--preview-shell),calc(100% - 64px));height:92px;min-height:92px}
.site-header{background:#fff}
.brand{gap:13px;color:var(--preview-ink)}
.brand-mark.brand-house{width:58px;height:56px;display:block!important;background:none!important;box-shadow:none!important;border-radius:0!important}
.brand-house-svg{display:block;width:58px;height:56px;overflow:visible}
.brand-house-roof,.brand-house-body,.brand-house-door{fill:none;stroke:#0a3e66;stroke-width:4.2;stroke-linecap:round;stroke-linejoin:round}
.brand-house-check{fill:none;stroke:var(--preview-orange);stroke-width:4.6;stroke-linecap:round;stroke-linejoin:round}
.brand-copy{display:grid;gap:2px;line-height:1}
.brand-copy strong{font-size:1.18rem;line-height:1;font-weight:400!important;letter-spacing:.005em}
.brand-copy small{font-size:.88rem;line-height:1;text-transform:uppercase;color:var(--preview-orange);font-weight:400!important;letter-spacing:.12em}
.main-nav{gap:34px;align-items:center}
.main-nav a{padding:10px 0;color:#102f4a;font-size:.93rem;font-weight:400!important}
.main-nav a[aria-current="page"]::after{left:0;right:0;bottom:2px;height:2px;background:var(--preview-orange)}
.main-nav .nav-cta{padding:13px 24px;border-radius:24px;background:var(--preview-orange);color:#fff;box-shadow:none}
.main-nav .nav-cta::after{display:none}

/* Hero: fotografia ocupă numai partea dreaptă; astfel cana și masa rămân vizibile. */
.home-hero-showcase{height:455px;min-height:455px;background:var(--preview-blue);overflow:visible}
.home-hero-media{z-index:-3;top:0;right:0;bottom:0;left:34.5%;overflow:hidden}
.home-hero-media img{width:100%;height:100%;object-fit:cover;object-position:50% 67%;transform:none}
.home-hero-shade{z-index:-2;background:linear-gradient(90deg,
  rgba(8,58,94,1) 0%,
  rgba(8,58,94,1) 31%,
  rgba(9,61,97,.98) 38%,
  rgba(9,61,97,.86) 47%,
  rgba(9,61,97,.54) 57%,
  rgba(9,61,97,.18) 68%,
  rgba(9,61,97,0) 79%)}
.home-hero-shade::after{background:linear-gradient(180deg,rgba(5,33,54,.06),rgba(5,33,54,.12))}
.home-hero-content{width:min(var(--preview-shell),calc(100% - 64px));height:455px;min-height:455px;padding:52px 0 52px;align-items:flex-start}
.home-hero-copy-v3{width:555px;max-width:42%}
.home-hero-copy-v3 .eyebrow{position:relative;margin:3px 0 19px;padding-left:43px;color:#f2a13d;font-size:.80rem;line-height:1.2;letter-spacing:.15em;text-transform:uppercase}
.home-hero-copy-v3 .eyebrow::before{content:"";position:absolute;left:0;top:50%;width:30px;height:2px;background:var(--preview-orange);transform:translateY(-50%)}
.home-hero-copy-v3 h1{max-width:555px;margin:0 0 17px;color:#fff;font-size:clamp(3.28rem,4vw,4rem);line-height:1.08;letter-spacing:-.035em;text-shadow:none;font-weight:400!important}
.home-hero-lead{max-width:540px;margin:0;color:#f4f8fb;font-size:1.18rem;line-height:1.48;text-shadow:none}
.home-hero-actions{display:flex;gap:16px;margin-top:19px}
.home-hero-actions .button{min-height:56px;padding:0 23px;border-radius:8px;font-size:1rem;font-weight:400!important;box-shadow:none}
.home-hero-actions .button i{font-size:1.15rem}
.button-primary{background:var(--preview-orange)}
.button-outline-light{border:1px solid rgba(255,255,255,.9);background:rgba(5,46,75,.46);color:#fff}

/* Panourile suprapuse exact la baza hero-ului. */
.home-summary-section{position:relative;z-index:4;margin-top:-18px;padding:0 0 31px;background:linear-gradient(180deg,transparent 0,transparent 18px,#fff 18px,#fff 100%)}
.home-summary-grid{width:min(var(--preview-shell),calc(100% - 64px));grid-template-columns:minmax(0,3fr) minmax(0,2fr);gap:28px;align-items:stretch}
.home-products-panel,.home-calculator-panel{min-height:336px;border-radius:12px;box-shadow:0 11px 30px rgba(20,59,88,.12)}
.home-products-panel{padding:23px 25px 20px;background:#fff;border:1px solid #dde6ec}
.home-products-heading{margin-bottom:15px}
.home-products-heading h2{margin:0 0 7px;color:var(--preview-ink);font-size:1.18rem;line-height:1.28;font-weight:400!important}
.home-products-heading p{margin:0;color:#53687a;font-size:.89rem;line-height:1.4}
.home-product-cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:14px}
.home-product-card{min-height:217px;padding:17px 18px;border:1px solid #dbe5eb;border-radius:9px;background:#fff;box-shadow:none}
.home-product-icon{width:44px;height:44px;border-radius:8px;font-size:1.13rem}
.home-product-icon-blue{background:#0d4b77}
.home-product-icon-orange{background:var(--preview-orange)}
.home-product-copy{gap:5px}
.home-product-copy strong{color:var(--preview-ink);font-size:1rem;line-height:1.25;font-weight:400!important}
.home-product-copy small{min-height:40px;color:#556879;font-size:.81rem;line-height:1.4}
.home-product-copy ul{margin:6px 0 4px;color:#425c70;font-size:.77rem;line-height:1.42}
.home-product-copy li{margin-bottom:3px}
.home-product-copy b{margin-top:auto;color:#0a4773;font-size:.78rem;font-weight:400!important}
.home-calculator-panel{padding:24px 29px 22px;background:linear-gradient(145deg,#0a426c,#074773 70%,#0a557f);color:#fff}
.home-calculator-panel h2{margin:0 0 9px;font-size:1.22rem;line-height:1.25;font-weight:400!important}
.panel-accent{display:block;width:31px;height:2px;margin:0 0 17px;background:var(--preview-orange)}
.home-calculator-panel ul{display:grid;gap:13px;margin:0 0 21px;padding:0}
.home-calculator-panel li{grid-template-columns:26px 1fr;gap:10px;font-size:.84rem;line-height:1.34}
.home-calculator-panel li i{font-size:1.12rem}
.home-calculator-panel .button{width:290px;max-width:100%;min-height:51px;margin-top:auto;padding:0 21px;border-radius:7px;background:var(--preview-orange);font-size:.94rem;font-weight:400!important}

/* Banda de beneficii. */
.home-benefits-strip{width:min(var(--preview-shell),calc(100% - 64px));grid-template-columns:repeat(4,minmax(0,1fr));margin-top:17px;padding:0;background:#fff}
.home-benefits-strip>div{grid-template-columns:50px 1fr;gap:14px;min-height:68px;padding:6px 24px;border-right:1px solid #dce5eb}
.home-benefits-strip>div:first-child{padding-left:0}
.home-benefits-strip>div:last-child{padding-right:0;border-right:0}
.home-benefits-strip i{color:#0b426a;font-size:2rem}
.home-benefits-strip strong{display:block;color:#152f46;font-size:.84rem;line-height:1.25;font-weight:400!important}
.home-benefits-strip small{display:block;margin-top:3px;color:#617383;font-size:.74rem;line-height:1.35}

@media(max-width:1200px){
  .authority-inner,.header-inner,.home-hero-content,.home-summary-grid,.home-benefits-strip{width:min(1120px,calc(100% - 48px))}
  .main-nav{gap:22px}
  .home-hero-media{left:31%}
  .home-hero-copy-v3{max-width:49%}
}
@media(max-width:959px){
  .authority-inner{justify-content:center}
  .header-inner{height:76px;min-height:76px}
  .home-hero-showcase,.home-hero-content{height:560px;min-height:560px}
  .home-hero-media{left:0;top:0;height:100%}
  .home-hero-media img{object-position:62% 70%}
  .home-hero-shade{background:linear-gradient(90deg,rgba(8,58,94,.97) 0%,rgba(8,58,94,.90) 50%,rgba(8,58,94,.42) 100%)}
  .home-hero-copy-v3{width:620px;max-width:70%}
  .home-summary-grid{grid-template-columns:1fr}
  .home-products-panel,.home-calculator-panel{min-height:0}
  .home-calculator-panel .button{width:auto}
  .home-benefits-strip{grid-template-columns:repeat(2,minmax(0,1fr))}
  .home-benefits-strip>div:nth-child(2){border-right:0}
}
@media(max-width:700px){
  .authority-bar{height:auto;min-height:38px}
  .authority-inner{width:calc(100% - 24px);height:auto;min-height:38px;justify-content:center;font-size:.71rem}
  .authority-inner>span:first-child{display:none}
  .header-inner{width:calc(100% - 28px);height:70px;min-height:70px}
  .brand-mark.brand-house,.brand-house-svg{width:45px;height:43px}
  .brand-copy strong{font-size:1rem}
  .brand-copy small{font-size:.69rem}
  .home-hero-showcase,.home-hero-content{height:620px;min-height:620px}
  .home-hero-content{width:calc(100% - 32px);padding:42px 0 46px;align-items:flex-end}
  .home-hero-media{left:0}
  .home-hero-media img{object-position:65% 60%}
  .home-hero-shade{background:linear-gradient(180deg,rgba(8,58,94,.16) 0%,rgba(8,58,94,.62) 36%,rgba(8,58,94,.98) 70%,rgba(8,58,94,1) 100%)}
  .home-hero-copy-v3{width:100%;max-width:none}
  .home-hero-copy-v3 h1{font-size:clamp(2.45rem,11vw,3.2rem);line-height:1.05}
  .home-hero-lead{font-size:1rem}
  .home-hero-lead br{display:none}
  .home-hero-actions{display:grid;grid-template-columns:1fr;gap:10px}
  .home-hero-actions .button{width:100%}
  .home-summary-section{margin-top:0}
  .home-summary-grid,.home-benefits-strip{width:calc(100% - 32px)}
  .home-product-cards{grid-template-columns:1fr}
  .home-product-card{min-height:0}
  .home-benefits-strip{grid-template-columns:1fr}
  .home-benefits-strip>div,.home-benefits-strip>div:nth-child(2){padding:12px 0;border-right:0;border-bottom:1px solid #dce5eb}
  .home-benefits-strip>div:last-child{border-bottom:0}
}

/* V6.1 — compoziția fotografică din preview: casa începe în dreapta,
   iar cana și masa rămân complet vizibile. */
@media(min-width:960px){
  .home-hero-media{left:auto;right:-4.2vw;width:71.6vw;max-width:none}
  .home-hero-media img{object-fit:fill;object-position:center;width:100%;height:100%}
  .home-hero-shade{background:linear-gradient(90deg,
    rgba(8,58,94,1) 0%,
    rgba(8,58,94,1) 30%,
    rgba(8,58,94,.98) 37%,
    rgba(8,58,94,.90) 45%,
    rgba(8,58,94,.62) 54%,
    rgba(8,58,94,.26) 64%,
    rgba(8,58,94,.06) 74%,
    rgba(8,58,94,0) 83%)}
  .main-nav{gap:38px}
  .main-nav a{font-size:1rem}
  .brand-copy strong{font-size:1.28rem}
  .brand-copy small{font-size:.94rem}
}

/* V9 — ajustările vizuale aprobate și fontul CBK Urbanist corect. */
body{font-synthesis:none}

/* Bara de autoritate: puțin mai lizibilă, păstrând proporția discretă din preview. */
.authority-bar{font-size:.84rem}
.authority-inner i{font-size:.78rem}

/* Titluri de panou cu greutate medie reală, nu bold sintetic. */
.home-products-heading h2,
.home-product-copy strong,
.home-calculator-panel h2,
.home-benefits-strip strong{font-weight:500!important}

/* Textele mici din cele două panouri cresc cu aproximativ 1px. */
.home-products-heading p{font-size:.95rem}
.home-product-copy small{font-size:.87rem;line-height:1.42}
.home-product-copy ul{font-size:.83rem;line-height:1.44}
.home-product-copy b{font-size:.84rem}
.home-calculator-panel li{font-size:.90rem;line-height:1.36}

/* Butoane regulate și pictograme centrate vertical. */
.home-hero-actions .button,
.home-calculator-panel .button,
.main-nav .nav-cta{font-weight:400!important}
.home-hero-actions .button,
.home-calculator-panel .button{gap:10px}
.home-hero-actions .button i,
.home-calculator-panel .button i{display:inline-flex;align-items:center;justify-content:center;line-height:1;transform:translateY(-.5px)}
.home-calculator-panel li i{display:inline-flex;align-items:center;justify-content:center;line-height:1;transform:translateY(1px)}

/* Panourile intră puțin mai mult peste hero, ca în macheta aprobată. */
@media(min-width:701px){
  .home-summary-section{
    margin-top:-26px;
    background:linear-gradient(180deg,transparent 0,transparent 26px,#fff 26px,#fff 100%);
  }
}


/* ==========================================================================
   PAGINI TEHNICE — CSS CONSOLIDAT DIN w3_asigurarealocuintei-tehnic.css
   Consolidat: 2026-07-27
   ========================================================================== */
/* ASIGURAREA-LOCUINTEI.RO — PAGINI TEHNICE V4, DESIGN APROBAT */
.tech-page-v4{background:#fff}
.tech-page-v4 .tech-page-intro{padding:43px 0 26px!important;background:#fff!important;color:inherit!important}
.tech-page-v4 .tech-page-intro .shell{max-width:1340px}
.tech-page-v4 .tech-page-intro h1{max-width:940px;margin:0!important;color:var(--brand-dark)!important;font-size:clamp(2.75rem,4.9vw,4.05rem)!important;line-height:1.05!important;font-weight:500!important;letter-spacing:-.04em}
.tech-page-v4 .tech-orange-rule{display:block;width:44px;height:3px;margin:19px 0 17px;background:var(--accent)}
.tech-page-v4 .tech-lead,.tech-page-v4 .tech-intro-note{max-width:870px;color:var(--ink-soft);font-size:1rem;line-height:1.58}
.tech-page-v4 .tech-lead{margin:0}
.tech-page-v4 .tech-intro-note{margin:9px 0 0}
.tech-page-v4 .tech-values{padding:0 0 29px;background:#fff}
.tech-page-v4 .tech-values-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid #e2e9ee;border-radius:13px;background:#fff;box-shadow:0 7px 24px rgba(18,62,98,.06);overflow:hidden}
.tech-page-v4 .tech-values-grid>div{display:flex;align-items:center;gap:16px;min-height:106px;padding:20px 27px;border-right:1px solid #dfe7ec}
.tech-page-v4 .tech-values-grid>div:last-child{border-right:0}
.tech-page-v4 .tech-values-grid>div>span{display:grid;place-items:center;width:51px;height:51px;flex:0 0 51px;color:var(--brand-dark)}
.tech-page-v4 .tech-values-grid svg,.tech-page-v4 .tech-row-icon svg,.tech-page-v4 .tech-help-icon svg,.tech-page-v4 .tech-bottom-icon svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.65;stroke-linecap:round;stroke-linejoin:round}
.tech-page-v4 .tech-values-grid p,.tech-page-v4 .tech-values-grid strong,.tech-page-v4 .tech-values-grid small{display:block;margin:0}
.tech-page-v4 .tech-values-grid strong{color:var(--brand-dark);font-weight:600}
.tech-page-v4 .tech-values-grid small{margin-top:5px;color:var(--ink-soft);font-size:.82rem;line-height:1.38}
.tech-page-v4 .tech-page-content{padding:2px 0 52px;background:#fff!important}
.tech-page-v4 .tech-page-layout{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:30px;align-items:start}
.tech-page-v4 .tech-accordion-list{border:1px solid #e0e8ed;border-radius:13px;background:#fff;box-shadow:0 8px 24px rgba(18,62,98,.05);overflow:hidden}
.tech-page-v4 .tech-accordion{margin:0;border:0;border-bottom:1px solid #e4eaee;background:#fff}
.tech-page-v4 .tech-accordion:last-of-type{border-bottom:0}
.tech-page-v4 .tech-accordion summary{display:grid;grid-template-columns:48px 32px minmax(0,1fr) 18px;align-items:center;gap:15px;min-height:78px;padding:10px 24px;cursor:pointer;list-style:none;color:var(--brand-dark)}
.tech-page-v4 .tech-accordion summary::-webkit-details-marker{display:none}
.tech-page-v4 .tech-accordion summary:hover{background:#fafcfd}
.tech-page-v4 .tech-row-icon{display:grid;place-items:center;width:44px;height:44px;padding:9px;border:1px solid #e0e8ee;border-radius:10px;color:var(--brand-dark)}
.tech-page-v4 .tech-row-number{display:grid;place-items:center;width:29px;height:29px;border-radius:8px;background:var(--brand-dark);color:#fff;font-size:.82rem}
.tech-page-v4 .tech-row-title{font-size:1.05rem;font-weight:600}
.tech-page-v4 .tech-row-arrow{width:9px;height:9px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .18s ease}
.tech-page-v4 .tech-accordion[open] .tech-row-arrow{transform:rotate(225deg) translate(-2px,-2px)}
.tech-page-v4 .tech-accordion-body{padding:3px 26px 28px 119px;border-top:1px solid #edf1f4;color:var(--ink-soft);font-size:.95rem}
.tech-page-v4 .tech-subsection{padding-top:16px;scroll-margin-top:125px}
.tech-page-v4 .tech-subsection h3{margin:0 0 9px;color:var(--brand-dark);font-size:1.03rem;font-weight:600}
.tech-page-v4 .tech-accordion-body p{margin:9px 0 0;line-height:1.67}
.tech-page-v4 .tech-accordion-body ul,.tech-page-v4 .tech-accordion-body ol{margin:10px 0 0;padding-left:21px}
.tech-page-v4 .tech-accordion-body li{margin:6px 0;line-height:1.55}
.tech-page-v4 .tech-accordion-body a{color:var(--brand)}
.tech-page-v4 .tech-accordion-body strong{color:var(--brand-dark);font-weight:600}
.tech-page-v4 .tech-accordion-body .term-list{display:grid;grid-template-columns:190px minmax(0,1fr);margin-top:10px}
.tech-page-v4 .tech-accordion-body .term-list dt,.tech-page-v4 .tech-accordion-body .term-list dd{padding:8px 0;border-bottom:1px solid var(--line)}
.tech-page-v4 .tech-accordion-body .term-list dt{color:var(--brand-dark);font-weight:600}
.tech-page-v4 .tech-accordion-body .term-list dd{margin:0}
.tech-page-v4 .tech-information{display:flex;align-items:center;gap:14px;margin:16px;border:1px solid #dce8ef;border-radius:12px;background:#f1f7fc;padding:17px 22px;color:var(--ink-soft)}
.tech-page-v4 .tech-information>span{display:grid;place-items:center;width:30px;height:30px;flex:0 0 30px;border:2px solid #1479cc;border-radius:50%;color:#1479cc;font-size:.95rem}
.tech-page-v4 .tech-information p{margin:0;font-size:.88rem;line-height:1.45}
.tech-page-v4 .tech-page-aside{display:grid;gap:18px}
.tech-page-v4 .tech-toc-card,.tech-page-v4 .tech-help-card{padding:25px;border:1px solid #e1e8ed;border-radius:13px;background:#fff;box-shadow:0 8px 23px rgba(18,62,98,.045)}
.tech-page-v4 .tech-toc-card h2,.tech-page-v4 .tech-help-card h2{margin:0 0 15px;color:var(--brand-dark);font-size:1.42rem;font-weight:500}
.tech-page-v4 .tech-toc-card h2:after{content:"";display:block;width:33px;height:3px;margin-top:11px;background:var(--accent)}
.tech-page-v4 .tech-toc-card nav{display:grid}
.tech-page-v4 .tech-toc-card a{display:grid;grid-template-columns:15px 1fr;gap:4px;padding:6px 0;color:var(--ink-soft);font-size:.9rem;line-height:1.4;text-decoration:none}
.tech-page-v4 .tech-toc-card a span{position:relative}
.tech-page-v4 .tech-toc-card a span:before{content:"";position:absolute;left:1px;top:.58em;width:5px;height:5px;border-radius:50%;background:var(--accent)}
.tech-page-v4 .tech-toc-card a:hover{color:var(--brand)}
.tech-page-v4 .tech-help-card{background:linear-gradient(145deg,#fff9f3,#fff)}
.tech-page-v4 .tech-help-icon{display:grid;place-items:center;width:45px;height:45px;margin-bottom:11px;padding:8px;border-radius:50%;background:#fff0e1;color:var(--accent)}
.tech-page-v4 .tech-help-card p{margin:0 0 13px;color:var(--ink-soft);font-size:.9rem;line-height:1.48}
.tech-page-v4 .tech-help-card>a:not(.button),.tech-page-v4 .tech-help-card small{display:block;margin-top:7px;color:var(--brand-dark);font-size:.9rem;text-decoration:none}
.tech-page-v4 .tech-help-card .button{width:100%;margin-top:19px}
.tech-page-v4 .tech-bottom-cta{padding:0 0 48px;background:#fff}
.tech-page-v4 .tech-bottom-cta-inner{display:grid;grid-template-columns:58px minmax(0,1fr) auto auto;align-items:center;gap:20px;padding:24px 28px;border:1px solid #e1e8ed;border-radius:13px;background:#fff;box-shadow:0 8px 23px rgba(18,62,98,.045)}
.tech-page-v4 .tech-bottom-icon{width:50px;height:50px;padding:6px;color:var(--brand-dark)}
.tech-page-v4 .tech-bottom-cta h2{margin:0 0 4px;color:var(--brand-dark);font-size:1.35rem;font-weight:500}
.tech-page-v4 .tech-bottom-cta p{margin:0;color:var(--ink-soft);font-size:.9rem}
.tech-page-v4 .tech-bottom-cta .button{min-width:190px;margin:0}
.tech-page-v4 .tech-outline-button{border:1px solid var(--brand-dark);background:#fff;color:var(--brand-dark)}
.tech-page-v4 .tech-outline-button:hover{background:#f5f9fb}
@media(max-width:1050px){
  .tech-page-v4 .tech-values-grid{grid-template-columns:repeat(2,1fr)}
  .tech-page-v4 .tech-values-grid>div:nth-child(2){border-right:0}
  .tech-page-v4 .tech-values-grid>div:nth-child(-n+2){border-bottom:1px solid #dfe7ec}
  .tech-page-v4 .tech-page-layout{grid-template-columns:1fr}
  .tech-page-v4 .tech-page-aside{grid-template-columns:1fr 1fr}
  .tech-page-v4 .tech-bottom-cta-inner{grid-template-columns:58px 1fr auto}
  .tech-page-v4 .tech-outline-button{display:none}
}
@media(max-width:680px){
  .tech-page-v4 .tech-page-intro{padding:32px 0 22px!important}
  .tech-page-v4 .tech-page-intro h1{font-size:clamp(2.2rem,11vw,3rem)!important}
  .tech-page-v4 .tech-values-grid{grid-template-columns:1fr}
  .tech-page-v4 .tech-values-grid>div,.tech-page-v4 .tech-values-grid>div:nth-child(2){min-height:80px;border-right:0;border-bottom:1px solid #dfe7ec}
  .tech-page-v4 .tech-values-grid>div:last-child{border-bottom:0}
  .tech-page-v4 .tech-page-layout{display:block}
  .tech-page-v4 .tech-accordion-list{border-radius:11px}
  .tech-page-v4 .tech-accordion summary{grid-template-columns:42px 28px minmax(0,1fr) 14px;gap:9px;min-height:70px;padding:8px 12px}
  .tech-page-v4 .tech-row-icon{width:39px;height:39px;padding:8px}
  .tech-page-v4 .tech-row-number{width:27px;height:27px}
  .tech-page-v4 .tech-row-title{font-size:.94rem}
  .tech-page-v4 .tech-accordion-body{padding:3px 16px 22px}
  .tech-page-v4 .tech-accordion-body .term-list{grid-template-columns:1fr}
  .tech-page-v4 .tech-accordion-body .term-list dt{padding-bottom:2px;border-bottom:0}
  .tech-page-v4 .tech-accordion-body .term-list dd{padding-top:0}
  .tech-page-v4 .tech-page-aside{display:block;margin-top:18px}
  .tech-page-v4 .tech-toc-card{display:none}
  .tech-page-v4 .tech-help-card{margin-top:18px}
  .tech-page-v4 .tech-bottom-cta{padding-bottom:38px}
  .tech-page-v4 .tech-bottom-cta-inner{grid-template-columns:45px minmax(0,1fr);gap:13px;padding:20px}
  .tech-page-v4 .tech-bottom-icon{width:43px;height:43px}
  .tech-page-v4 .tech-bottom-cta .button{grid-column:1/-1;width:100%}
}


/* ===== Consolidat din w3_asigurarealocuintei-etapa1.css ===== */
@charset "UTF-8";

/* Font Awesome 5 Free — glife suplimentare folosite numai în Etapa 1. */
.fa-water:before{content:"\f773"}
.fa-mountain:before{content:"\f6fc"}
.fa-info-circle:before{content:"\f05a"}
.fa-cloud-rain:before{content:"\f73d"}
.fa-couch:before{content:"\f4b8"}
.fa-exclamation-triangle:before{content:"\f071"}
.fa-gem:before{content:"\f3a5"}

.product-page{background:#fff}
.product-page .breadcrumbs{position:relative;z-index:2}

/* Hero comun Etapa 1 */
.product-hero{position:relative;isolation:isolate;min-height:480px;overflow:hidden;background:#073c64;color:#fff}
.product-hero-media,.product-hero-shade{position:absolute;inset:0}
.product-hero-media{z-index:0;left:auto;width:74vw;min-width:900px;display:flex;align-items:center;justify-content:flex-end;overflow:hidden;background:#073c64}
.product-hero-media img{display:block;width:100%;height:100%;object-fit:contain;object-position:right center}
.product-hero-shade{z-index:1;background:linear-gradient(90deg,rgba(5,43,71,1) 0%,rgba(6,48,78,.99) 29%,rgba(7,55,87,.96) 39%,rgba(8,62,96,.76) 53%,rgba(8,62,96,.32) 67%,rgba(8,62,96,.05) 83%,rgba(8,62,96,0) 100%)}
.product-hero-shade:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(3,21,34,.02),rgba(3,21,34,.16))}
.product-hero-grid{position:relative;z-index:2;min-height:480px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.56fr);align-items:center;gap:70px;padding-top:54px;padding-bottom:68px}
.product-hero-copy{max-width:640px}
.product-hero-copy .eyebrow{color:#f4a044;font-weight:500}
.product-hero-copy h1{max-width:650px;margin:0 0 19px;font-size:clamp(2.75rem,4.6vw,4.2rem);font-weight:400;line-height:1.045;letter-spacing:-.043em;text-shadow:0 2px 16px rgba(0,0,0,.16)}
.product-hero-lead{max-width:590px;margin:0;color:#edf7fb;font-size:1.16rem;line-height:1.5}
.product-hero-actions{margin-top:27px}
.product-hero-actions .button{min-height:54px;gap:10px;border-radius:9px;font-weight:500}
.product-button-outline{border:1px solid rgba(255,255,255,.88);background:rgba(5,43,71,.28);color:#fff}
.product-button-outline:hover{background:#fff;color:var(--brand-dark)}
.product-hero-card{justify-self:end;width:min(100%,360px);padding:27px 28px 24px;border:1px solid rgba(255,255,255,.22);border-radius:17px;background:rgba(6,49,80,.88);box-shadow:0 20px 46px rgba(0,0,0,.23);backdrop-filter:blur(7px)}
.product-hero-card-wide{width:min(100%,390px)}
.product-card-kicker{margin:0 0 14px;color:#f3a044;font-size:.82rem;font-weight:600;letter-spacing:.095em;text-transform:uppercase}
.product-card-list{display:grid;margin:0;padding:0;list-style:none}
.product-card-list li{display:grid;grid-template-columns:31px 1fr;align-items:center;gap:11px;min-height:46px;border-bottom:1px solid rgba(255,255,255,.14);font-size:1rem}
.product-card-list li:last-child{border-bottom:0}
.product-card-list i{color:#fff;text-align:center;font-size:1.08rem}
.product-card-list-compact li{min-height:38px;font-size:.91rem}
.product-card-price{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-top:12px;padding-top:17px;border-top:1px solid rgba(255,255,255,.16)}
.product-card-price span{color:#c2d8e5;font-size:.86rem}
.product-card-price strong{font-size:1.43rem;font-weight:550;white-space:nowrap}
.product-page-facultativa .product-card-price strong{font-size:1.05rem;text-transform:none}

.product-hero-pad .product-hero-media{right:-1vw}
.product-hero-pad .product-hero-media img{object-position:right center}
.product-hero-facultativa .product-hero-media{right:-2vw;width:72vw}
.product-hero-facultativa .product-hero-media img{object-position:right center}

/* Panouri suprapuse peste hero */
.product-summary{position:relative;z-index:4;margin-top:-26px;padding-bottom:26px;background:linear-gradient(180deg,transparent 0,transparent 26px,#fff 26px,#fff 100%)}
.product-summary-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(340px,.83fr);gap:26px}
.product-summary-light,.product-summary-dark{border-radius:14px;box-shadow:0 16px 38px rgba(18,62,98,.13)}
.product-summary-light{display:grid;grid-template-columns:48px 1fr;gap:17px;padding:25px 28px;border:1px solid var(--line);background:#fff}
.product-summary-icon{display:grid;place-items:center;width:43px;height:43px;border-radius:50%;background:var(--brand-dark);color:#fff;font-size:1.05rem}
.product-summary-icon-green{border-radius:11px;background:#35a457}
.summary-kicker{margin:1px 0 6px;color:var(--brand-dark);font-size:.77rem;font-weight:650;letter-spacing:.09em;text-transform:uppercase}
.product-summary-light h2{margin:0 0 7px;color:var(--brand-dark);font-size:1.22rem;font-weight:550;letter-spacing:-.015em}
.product-summary-light p:not(.summary-kicker){margin:0;color:var(--ink-soft);font-size:.93rem;line-height:1.52}
.product-summary-light .text-link{display:inline-block;margin-top:10px;font-weight:550;text-decoration:none}
.product-summary-dark{padding:27px 29px;background:linear-gradient(145deg,#16577f,#073c64);color:#fff}
.product-summary-dark h2{margin:0 0 9px;font-size:1.37rem;font-weight:450}
.product-summary-dark p{margin:0 0 19px;color:#dfedf5;font-size:.96rem;line-height:1.5}
.product-summary-dark .button{width:100%;min-height:52px;gap:10px;border-radius:8px;font-weight:500}

/* Secțiuni și carduri */
.product-section{padding:68px 0}
.product-section-white{background:#fff}
.product-section-mint{background:linear-gradient(180deg,#eef7fa,#f7fbfc)}
.product-section-heading{max-width:810px;margin-bottom:34px}
.product-section-heading-center{margin-right:auto;margin-left:auto;text-align:center}
.product-section-heading .eyebrow{margin-bottom:10px;color:#526f83;font-weight:550}
.product-section-heading-center .eyebrow{justify-content:center}
.product-section-heading h2{margin:0 0 10px;color:var(--brand-dark);font-size:clamp(2rem,3.5vw,3rem);font-weight:400;letter-spacing:-.035em}
.product-section-heading p:last-child{margin:0;color:var(--ink-soft);font-size:1.04rem}

.risk-grid{display:grid;gap:22px}
.risk-grid-three{grid-template-columns:repeat(3,minmax(0,1fr))}
.risk-card{display:grid;grid-template-columns:72px 1fr;gap:20px;align-items:start;padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 10px 28px rgba(18,62,98,.06)}
.risk-icon{display:grid;place-items:center;width:64px;height:64px;border-radius:16px;background:linear-gradient(145deg,#0b4c76,#062f51);color:#fff;font-size:1.7rem;box-shadow:0 9px 20px rgba(18,62,98,.18)}
.risk-card h3{margin:2px 0 5px;color:var(--brand-dark);font-size:1.3rem;font-weight:500}
.risk-card p{margin:0;color:var(--ink-soft);font-size:.93rem;line-height:1.5}

.price-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.price-card{position:relative;overflow:hidden;padding:31px;border:1px solid rgba(18,62,98,.11);border-radius:18px;background:#fff;box-shadow:0 14px 34px rgba(18,62,98,.08)}
.price-card:after{content:"";position:absolute;right:-55px;top:-55px;width:170px;height:170px;border-radius:50%;background:rgba(23,97,138,.07)}
.price-card>*{position:relative;z-index:1}
.price-tag{display:inline-flex;margin-bottom:17px;padding:7px 12px;border-radius:999px;background:var(--mint);color:var(--brand-dark);font-size:.8rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase}
.price-card>strong{display:block;color:var(--brand-dark);font-size:2.25rem;font-weight:400;line-height:1}
.price-card>strong small{font-size:.95rem;font-weight:400}
.price-card>b{display:block;margin:16px 0 11px;color:var(--accent-dark);font-size:1.35rem;font-weight:550}
.price-card p{margin:0;color:var(--ink-soft)}
.price-card-secondary .price-tag{background:#fff2e4;color:#a9540f}
.product-note{display:flex;align-items:flex-start;gap:10px;margin:20px 0 0;color:var(--ink-soft);font-size:.92rem}
.product-note i{margin-top:5px;color:var(--brand)}

.content-split{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:48px;align-items:start}
.product-prose>.eyebrow{color:#526f83}
.product-prose>h2{margin:0 0 13px;color:var(--brand-dark);font-size:clamp(2rem,3.5vw,2.85rem);font-weight:400;letter-spacing:-.035em}
.product-prose .lead{margin:0 0 26px;color:var(--ink-soft);font-size:1.12rem}
.product-aside{position:sticky;top:130px;padding:28px;border-radius:17px;background:linear-gradient(145deg,#16577f,#073c64);color:#fff;box-shadow:0 17px 40px rgba(18,62,98,.17)}
.product-aside .aside-icon{display:grid;place-items:center;width:50px;height:50px;margin-bottom:17px;border-radius:13px;background:rgba(255,255,255,.12);font-size:1.25rem}
.product-aside h2{margin:0 0 9px;font-size:1.45rem;font-weight:450}
.product-aside p{margin:0 0 18px;color:#dcecf5;font-size:.96rem}
.product-aside .button{width:100%;border-radius:9px;font-weight:500}

.not-covered-grid,.exclusion-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.not-covered-grid article,.exclusion-grid article{padding:22px;border:1px solid var(--line);border-radius:15px;background:#fff}
.not-covered-grid i,.exclusion-grid i{display:grid;place-items:center;width:43px;height:43px;margin-bottom:13px;border-radius:12px;background:var(--mint);color:var(--brand);font-size:1.05rem}
.not-covered-grid h3,.exclusion-grid h3{margin:0 0 5px;color:var(--brand-dark);font-size:1.13rem;font-weight:500}
.not-covered-grid p,.exclusion-grid p{margin:0;color:var(--ink-soft);font-size:.91rem;line-height:1.5}

.coverage-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.coverage-card{padding:22px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 9px 24px rgba(18,62,98,.055)}
.coverage-card>i{display:grid;place-items:center;width:48px;height:48px;margin-bottom:16px;border-radius:13px;background:linear-gradient(145deg,#0b4c76,#062f51);color:#fff;font-size:1.15rem}
.coverage-card h3{margin:0 0 7px;color:var(--brand-dark);font-size:1.12rem;font-weight:520}
.coverage-card p{margin:0;color:var(--ink-soft);font-size:.9rem;line-height:1.49}

.insured-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.insured-card{padding:25px;border:1px solid rgba(18,62,98,.1);border-radius:17px;background:#fff;box-shadow:0 11px 27px rgba(18,62,98,.06)}
.insured-icon{display:grid;place-items:center;width:51px;height:51px;margin-bottom:17px;border-radius:14px;background:#fff1df;color:#d86f08;font-size:1.2rem}
.insured-card h3{margin:0 0 7px;color:var(--brand-dark);font-size:1.17rem;font-weight:520}
.insured-card p{margin:0;color:var(--ink-soft);font-size:.92rem;line-height:1.5}

.comparison-simple{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:27px}
.comparison-simple article{padding:25px;border:1px solid var(--line);border-radius:16px;background:#fff}
.comparison-simple span{display:inline-flex;margin-bottom:12px;padding:5px 10px;border-radius:999px;background:var(--mint);color:var(--brand-dark);font-size:.78rem;font-weight:650;text-transform:uppercase}
.comparison-simple article:nth-child(2) span{background:#fff1df;color:#a9530f}
.comparison-simple h3{margin:0 0 7px;color:var(--brand-dark);font-size:1.25rem;font-weight:520}
.comparison-simple p{margin:0 0 12px;color:var(--ink-soft);font-size:.94rem}
.comparison-simple a{font-weight:550;text-decoration:none}

.steps-grid{counter-reset:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:0;padding:0;list-style:none}
.steps-grid li{padding:26px;border:1px solid var(--line);border-radius:17px;background:#fff;box-shadow:0 10px 25px rgba(18,62,98,.05)}
.steps-grid li>span{display:grid;place-items:center;width:43px;height:43px;margin-bottom:15px;border-radius:50%;background:var(--brand);color:#fff;font-size:1.05rem;font-weight:600}
.steps-grid h3{margin:0 0 6px;color:var(--brand-dark);font-size:1.22rem;font-weight:520}
.steps-grid p{margin:0;color:var(--ink-soft);font-size:.94rem}
.center-action{text-align:center;margin-top:27px}
.center-action .button{min-height:53px;gap:10px;border-radius:9px;font-weight:500}

.faq-compact{width:min(880px,calc(100% - 40px))}
.faq-compact details{margin-bottom:13px;border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}
.faq-compact summary{cursor:pointer;padding:18px 21px;color:var(--brand-dark);font-weight:550;list-style:none}
.faq-compact summary::-webkit-details-marker{display:none}
.faq-compact summary:after{content:"+";float:right;color:var(--accent);font-size:1.25rem;line-height:1}
.faq-compact details[open] summary:after{content:"−"}
.faq-compact details p{margin:0;padding:0 21px 20px;color:var(--ink-soft)}

/* Responsive */
@media(max-width:1180px){
  .product-hero-grid{gap:42px}
  .product-hero-media{width:77vw}
  .coverage-grid,.insured-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:980px){
  /* Pe tabletă și mobil fotografia este afișată integral, ca bandă panoramică. */
  .product-hero{min-height:0;padding-top:clamp(190px,50vw,480px)}
  .product-hero-media{top:0;right:0;bottom:auto;left:0;width:100%;min-width:0;height:clamp(190px,50vw,480px);background:#073c64}
  .product-hero-media img,
  .product-hero-pad .product-hero-media img,
  .product-hero-facultativa .product-hero-media img{width:100%;height:100%;object-fit:contain;object-position:center center}
  .product-hero-shade{top:0;bottom:auto;height:clamp(190px,50vw,480px);background:linear-gradient(180deg,rgba(5,43,71,.03) 0%,rgba(5,43,71,.08) 68%,rgba(5,43,71,.36) 100%)}
  .product-hero-shade:after{background:none}
  .product-hero-grid{min-height:0;grid-template-columns:1fr;align-content:start;gap:28px;padding-top:46px;padding-bottom:64px}
  .product-hero-copy{max-width:680px}
  .product-hero-card{justify-self:start;width:min(100%,540px)}
  .product-card-list-compact{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:20px}
  .product-summary-grid{grid-template-columns:1fr}
  .content-split{grid-template-columns:1fr}
  .product-aside{position:static}
  .risk-grid-three{grid-template-columns:1fr}
}
@media(max-width:760px){
  .product-page .breadcrumbs{display:none}
  .product-hero-grid{padding-top:35px;padding-bottom:38px}
  .product-hero-copy h1{font-size:clamp(2.35rem,11.2vw,3.35rem)}
  .product-hero-lead{font-size:1.02rem}
  .product-hero-actions{display:grid;grid-template-columns:1fr}
  .product-hero-actions .button{width:100%}
  .product-hero-card{padding:21px 22px}
  .product-card-list-compact{grid-template-columns:1fr}
  .product-summary{margin-top:0;padding-top:22px;background:#fff}
  .product-summary-grid{width:calc(100% - 32px)}
  .product-summary-light{grid-template-columns:42px 1fr;padding:22px 20px}
  .product-summary-dark{padding:23px 21px}
  .product-section{padding:53px 0}
  .product-section-heading{margin-bottom:27px}
  .product-section-heading h2{font-size:2.05rem}
  .price-grid,.comparison-simple,.not-covered-grid,.exclusion-grid,.coverage-grid,.insured-grid,.steps-grid{grid-template-columns:1fr}
  .content-split{gap:27px}
  .risk-card{grid-template-columns:58px 1fr;padding:20px;gap:15px}
  .risk-icon{width:54px;height:54px;border-radius:14px;font-size:1.4rem}
  .price-card{padding:25px 22px}
  .faq-compact{width:calc(100% - 32px)}
}
@media(max-width:430px){
  .product-hero-copy h1{font-size:2.42rem}
  .product-card-price strong{font-size:1.25rem}
  .product-summary-light{grid-template-columns:1fr}
}

/* Etapa 1 V4 — hero split aprobat: imagine în stânga, conținut în dreapta.
   Homepage-ul nu folosește aceste clase și rămâne neschimbat. */
.product-hero-split{
  overflow:hidden;
  background:#fff;
  color:var(--ink);
  border-top:1px solid rgba(215,227,234,.6);
  border-bottom:1px solid rgba(215,227,234,.85)
}
.product-hero-layout{
  width:min(1500px,100%);
  margin-inline:auto;
  display:grid;
  grid-template-columns:minmax(0,1.08fr) minmax(430px,.92fr);
  align-items:stretch;
  background:#fff
}
.product-hero-split .product-hero-media{
  position:relative;
  inset:auto;
  z-index:0;
  width:auto;
  min-width:0;
  display:block;
  overflow:hidden;
  background:#0a3e64
}
.product-hero-split .product-hero-media img{
  display:block;
  width:100%;
  height:100%;
  min-height:100%;
  object-fit:cover;
  object-position:center center
}
.product-hero-split .product-hero-media:after{
  content:"";
  position:absolute;
  z-index:1;
  top:0;
  right:-1px;
  bottom:0;
  width:76px;
  pointer-events:none;
  background:linear-gradient(90deg,rgba(255,255,255,0),rgba(255,255,255,.96) 86%,#fff 100%)
}
.product-hero-panel{
  position:relative;
  z-index:2;
  display:flex;
  flex-direction:column;
  justify-content:center;
  min-width:0;
  padding:38px clamp(34px,4.3vw,72px) 36px clamp(30px,3.8vw,60px);
  background:#fff
}
.product-hero-split .product-hero-copy{max-width:650px}
.product-hero-split .product-hero-copy .eyebrow{
  margin-bottom:12px;
  color:var(--accent-dark);
  font-size:.76rem;
  font-weight:500
}
.product-hero-split .product-hero-copy h1{
  max-width:680px;
  margin:0 0 14px;
  color:var(--brand-dark);
  font-size:clamp(2.45rem,3.35vw,3.75rem);
  font-weight:400;
  line-height:1.04;
  letter-spacing:-.043em;
  text-shadow:none
}
.product-hero-split .product-hero-lead{
  max-width:620px;
  margin:0;
  color:var(--ink-soft);
  font-size:1.02rem;
  line-height:1.48
}
.product-hero-keypoints{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:0;
  margin:21px 0 0;
  padding:0;
  list-style:none;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line)
}
.product-hero-keypoints li{
  display:grid;
  grid-template-columns:30px 1fr;
  align-items:center;
  gap:8px;
  min-width:0;
  padding:13px 11px;
  border-right:1px solid var(--line);
  color:var(--brand-dark);
  font-size:.9rem;
  line-height:1.22
}
.product-hero-keypoints li:first-child{padding-left:0}
.product-hero-keypoints li:last-child{border-right:0;padding-right:0}
.product-hero-keypoints i{color:var(--brand);font-size:1.06rem;text-align:center}
.product-hero-bottom{
  display:grid;
  grid-template-columns:minmax(130px,.42fr) minmax(300px,1fr);
  align-items:stretch;
  gap:13px;
  margin-top:17px
}
.product-mini-price{
  display:flex;
  flex-direction:column;
  justify-content:center;
  min-height:66px;
  padding:11px 14px;
  border:1px solid var(--line);
  border-radius:10px;
  background:#f4f7f9
}
.product-mini-price>span{
  color:var(--brand-dark);
  font-size:.7rem;
  font-weight:600;
  letter-spacing:.06em;
  text-transform:uppercase
}
.product-mini-price strong{
  color:var(--brand-dark);
  font-size:1.22rem;
  font-weight:500;
  white-space:nowrap
}
.product-mini-price small{font-size:.72rem;font-weight:400;color:var(--ink-soft)}
.product-hero-split .product-hero-actions{
  display:flex;
  align-items:stretch;
  gap:10px;
  margin:0
}
.product-hero-split .product-hero-actions .button{
  flex:1 1 auto;
  min-height:52px;
  padding-inline:17px;
  border-radius:8px;
  font-size:.91rem;
  font-weight:500;
  white-space:nowrap
}
.product-hero-split .product-hero-actions .button-ghost{
  border-color:#8ea5b4;
  background:#fff;
  color:var(--brand-dark)
}
.product-hero-split .product-hero-actions .button-ghost:hover{
  border-color:var(--brand);
  background:var(--mint)
}
.product-hero-benefits{
  display:grid;
  gap:8px;
  margin:18px 0 17px;
  padding:0;
  list-style:none;
  color:var(--ink);
  font-size:.9rem;
  line-height:1.3
}
.product-hero-benefits li{display:grid;grid-template-columns:22px 1fr;align-items:start;gap:8px}
.product-benefit-check{display:grid;place-items:center;width:17px;height:17px;margin-top:1px;border-radius:50%;background:var(--accent);color:#fff;font-family:Arial,sans-serif;font-size:.68rem;font-weight:700;line-height:1}
.product-hero-icon-row{
  display:grid;
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:0;
  margin:18px 0 0;
  padding:14px 0 0;
  border-top:1px solid var(--line);
  list-style:none
}
.product-hero-icon-row li{
  display:grid;
  justify-items:center;
  gap:5px;
  min-width:0;
  padding:0 8px;
  border-right:1px solid var(--line);
  color:var(--brand-dark);
  font-size:.7rem;
  line-height:1.15;
  text-align:center
}
.product-hero-icon-row li:first-child{padding-left:0}
.product-hero-icon-row li:last-child{padding-right:0;border-right:0}
.product-hero-icon-row i{color:var(--brand);font-size:1.18rem}
.product-hero-split + .product-summary{
  margin-top:0;
  padding-top:25px;
  background:#fff
}

@media(max-width:1180px){
  .product-hero-layout{grid-template-columns:minmax(0,1fr) minmax(420px,.9fr)}
  .product-hero-panel{padding-inline:34px}
  .product-hero-split .product-hero-copy h1{font-size:clamp(2.35rem,3.5vw,3.15rem)}
  .product-hero-bottom{grid-template-columns:1fr}
  .product-mini-price{display:grid;grid-template-columns:1fr auto;align-items:center;min-height:54px}
}
@media(max-width:980px){
  .product-hero-layout{grid-template-columns:1fr}
  .product-hero-split .product-hero-media{
    width:100%;
    aspect-ratio:2/1;
    min-height:0
  }
  .product-hero-split .product-hero-media img{
    width:100%;
    height:100%;
    min-height:0;
    object-fit:cover;
    object-position:center center
  }
  .product-hero-split .product-hero-media:after{
    top:auto;
    right:0;
    bottom:-1px;
    left:0;
    width:auto;
    height:48px;
    background:linear-gradient(180deg,rgba(255,255,255,0),rgba(255,255,255,.96) 88%,#fff 100%)
  }
  .product-hero-panel{padding:32px 40px 36px}
  .product-hero-split .product-hero-copy{max-width:760px}
  .product-hero-split .product-hero-copy h1{max-width:760px;font-size:clamp(2.5rem,6vw,3.65rem)}
  .product-hero-split .product-hero-lead{max-width:720px}
  .product-hero-bottom{grid-template-columns:minmax(150px,.38fr) 1fr}
}
@media(max-width:760px){
  .product-hero-panel{padding:26px 18px 30px}
  .product-hero-split .product-hero-copy .eyebrow{font-size:.69rem;letter-spacing:.095em}
  .product-hero-split .product-hero-copy h1{font-size:clamp(2.15rem,10vw,2.85rem);line-height:1.05}
  .product-hero-split .product-hero-lead{font-size:.96rem}
  .product-hero-keypoints{grid-template-columns:1fr;margin-top:18px}
  .product-hero-keypoints li,
  .product-hero-keypoints li:first-child,
  .product-hero-keypoints li:last-child{
    grid-template-columns:28px 1fr;
    padding:10px 0;
    border-right:0;
    border-bottom:1px solid var(--line);
    font-size:.9rem
  }
  .product-hero-keypoints li:last-child{border-bottom:0}
  .product-hero-bottom{grid-template-columns:1fr;margin-top:14px}
  .product-mini-price{grid-template-columns:1fr auto;min-height:56px}
  .product-hero-split .product-hero-actions{display:grid;grid-template-columns:1fr}
  .product-hero-split .product-hero-actions .button{width:100%}
  .product-hero-benefits{font-size:.88rem}
  .product-hero-icon-row{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:14px}
  .product-hero-icon-row li{border-right:0;padding:0 5px}
  .product-hero-icon-row li:nth-child(n+4){grid-column:span 1}
  .product-hero-split + .product-summary{padding-top:18px}
}
@media(max-width:430px){
  .product-hero-split .product-hero-media{aspect-ratio:2/1}
  .product-hero-panel{padding-inline:16px}
  .product-mini-price strong{font-size:1.12rem}
}

/* PAD V5 — varianta 2 aprobată.
   Desktop: cadrul este decupat din stânga imaginii pentru a păstra soarele,
   pădurea, lacul, pârâul și suficient din casă, fără benzi estompate.
   Mobil/tabletă: raportul 2:1 păstrează imaginea panoramică integrală. */
.product-page-pad .product-hero-split .product-hero-media{
  background:#0a3e64;
}
.product-page-pad .product-hero-split .product-hero-media:before{display:none}
.product-page-pad .product-hero-split .product-hero-media img{
  width:100%;
  height:100%;
  min-height:0;
  object-fit:cover;
  object-position:left center;
}

@media(max-width:980px){
  .product-page-pad .product-hero-split .product-hero-media img{
    object-fit:cover;
    object-position:center center;
  }
}

/* ===== Sfarsit w3_asigurarealocuintei-etapa1.css ===== */


/* ===== Consolidat din w3_asigurarealocuintei-facultativa.css ===== */
/* Facultativa V5 — Varianta 2 aprobată.
   Reguli izolate; nu modifică homepage-ul și nu schimbă pagina PAD. */
.product-page-facultativa .product-hero-layout{
  grid-template-columns:minmax(0,.92fr) minmax(500px,1.08fr);
  min-height:510px;
}
.product-page-facultativa .product-hero-media{
  background:#1b231f;
}
.product-page-facultativa .product-hero-media:after{
  display:none;
}
.product-page-facultativa .product-hero-media img{
  width:100%;
  height:100%;
  min-height:510px;
  object-fit:cover;
  object-position:center center;
}
.product-page-facultativa .product-hero-panel{
  padding:42px clamp(38px,4.6vw,74px) 36px clamp(38px,4.2vw,68px);
}
.product-page-facultativa .product-hero-copy h1{
  max-width:690px;
  margin-bottom:15px;
  font-size:clamp(2.55rem,3.25vw,3.55rem);
  line-height:1.035;
}
.product-page-facultativa .product-hero-lead{
  max-width:650px;
  font-size:1rem;
  line-height:1.52;
}
.product-page-facultativa .product-hero-benefits{
  gap:9px;
  margin:18px 0 20px;
  font-size:.91rem;
}
.product-page-facultativa .product-hero-actions{
  max-width:540px;
}
.product-page-facultativa .product-hero-icon-row{
  grid-template-columns:repeat(5,minmax(0,1fr));
  max-width:680px;
  margin-top:23px;
  padding-top:16px;
}
.product-page-facultativa .product-hero-icon-row li{
  padding-inline:10px;
  font-size:.72rem;
}
.product-page-facultativa .product-hero-icon-row i{
  font-size:1.3rem;
}

@media(max-width:1180px){
  .product-page-facultativa .product-hero-layout{
    grid-template-columns:minmax(0,.9fr) minmax(470px,1.1fr);
  }
  .product-page-facultativa .product-hero-panel{
    padding-inline:34px;
  }
}

@media(max-width:980px){
  .product-page-facultativa .product-hero-layout{
    grid-template-columns:1fr;
    min-height:0;
  }
  .product-page-facultativa .product-hero-media{
    width:100%;
    aspect-ratio:2.15/1;
    min-height:0;
  }
  .product-page-facultativa .product-hero-media img{
    width:100%;
    height:100%;
    min-height:0;
    object-fit:cover;
    object-position:center 56%;
  }
  .product-page-facultativa .product-hero-panel{
    padding:30px 40px 34px;
  }
  .product-page-facultativa .product-hero-copy h1{
    max-width:760px;
    font-size:clamp(2.45rem,6vw,3.55rem);
  }
}

@media(max-width:760px){
  .product-page-facultativa .product-hero-media{
    aspect-ratio:2.05/1;
  }
  .product-page-facultativa .product-hero-media img{
    object-position:center 54%;
  }
  .product-page-facultativa .product-hero-panel{
    padding:25px 18px 29px;
  }
  .product-page-facultativa .product-hero-copy h1{
    font-size:clamp(2.05rem,9.6vw,2.7rem);
    line-height:1.045;
  }
  .product-page-facultativa .product-hero-lead{
    font-size:.94rem;
  }
  .product-page-facultativa .product-hero-benefits{
    gap:8px;
    margin:16px 0 18px;
    font-size:.87rem;
  }
  .product-page-facultativa .product-hero-icon-row{
    grid-template-columns:repeat(3,minmax(0,1fr));
    row-gap:16px;
    margin-top:19px;
  }
  .product-page-facultativa .product-hero-icon-row li{
    padding-inline:4px;
  }
}

@media(max-width:430px){
  .product-page-facultativa .product-hero-media{
    aspect-ratio:2/1;
  }
  .product-page-facultativa .product-hero-panel{
    padding-inline:16px;
  }
}


/* V6 — elimină elementul verde din panoul informativ al facultativei. */
.product-page-facultativa .product-summary-light{
  grid-template-columns:1fr;
  gap:0;
}

/* ===== Sfarsit w3_asigurarealocuintei-facultativa.css ===== */


/* ===== Consolidat din w3_asigurarealocuintei-etapa2.css ===== */
/* Etapa 2 — pagini comerciale. Nu modifică homepage-ul sau Etapa 1. */
.commercial-page{background:#fff;color:#082f55}.commercial-hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(520px,1fr);min-height:610px;border-bottom:1px solid #e5edf4}.commercial-media{display:block;min-height:610px;overflow:hidden;background:#eef3f7}.commercial-media img{width:100%;height:100%;object-fit:cover;display:block}.commercial-panel{padding:62px clamp(38px,6vw,92px);display:flex;flex-direction:column;justify-content:center;background:#fff}.commercial-panel .eyebrow{color:#ef7f00;font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.82rem}.commercial-panel h1{font-size:clamp(2.4rem,4.1vw,4.7rem);line-height:1.04;margin:.45rem 0 1rem;color:#082f55}.commercial-panel .lead{font-size:1.16rem;line-height:1.65;max-width:760px;color:#274764}.commercial-benefits{list-style:none;padding:0;margin:1.45rem 0;display:grid;gap:.8rem}.commercial-benefits li{display:flex;gap:.8rem;align-items:flex-start;font-size:1.05rem}.commercial-benefits i{color:#ef7f00;margin-top:.2rem}.commercial-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:1rem}.commercial-actions .button{min-width:210px}.flow-section{padding:58px 0}.flow-section.alt{background:#eef8fb}.flow-heading{text-align:center;max-width:820px;margin:0 auto 34px}.flow-heading h2{font-size:clamp(2rem,3vw,3.2rem);margin:.2rem 0 .8rem}.flow-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.flow-card{background:#fff;border:1px solid #d9e4ed;border-radius:18px;padding:28px;box-shadow:0 12px 30px rgba(8,47,85,.07)}.flow-card .num{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:#082f55;color:white;font-weight:700;margin-bottom:16px}.flow-card i{font-size:1.6rem;color:#ef7f00;margin-left:12px}.flow-card h3{font-size:1.3rem;margin:.3rem 0}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.info-card{border:1px solid #d9e4ed;border-radius:16px;padding:24px;background:#fff}.info-card i{font-size:1.5rem;color:#ef7f00}.info-card h3{margin:.8rem 0 .4rem}.commercial-note{margin-top:28px;padding:18px 22px;border-left:4px solid #ef7f00;background:#fff7ed;border-radius:8px;color:#274764}.calculator-page .commercial-media img{object-position:center center}.apartment-page .commercial-media img{object-position:center center}.house-page .commercial-media img{object-position:center center}.commercial-strip{padding:28px 0;border-top:1px solid #e5edf4}.commercial-strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.commercial-strip-item{display:flex;gap:12px;align-items:center}.commercial-strip-item i{font-size:1.5rem;color:#082f55}.commercial-strip-item strong{display:block}.commercial-strip-item span{font-size:.9rem;color:#587086}
@media(max-width:980px){.commercial-hero{grid-template-columns:1fr;min-height:0}.commercial-media{min-height:0;aspect-ratio:16/8.5}.commercial-media img{object-fit:cover}.commercial-panel{padding:38px 26px}.commercial-panel h1{font-size:clamp(2.2rem,8vw,3.5rem)}.flow-grid,.info-grid{grid-template-columns:1fr 1fr}.commercial-strip-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.commercial-media{aspect-ratio:16/9}.commercial-panel{padding:30px 18px}.commercial-panel h1{font-size:2.35rem}.commercial-panel .lead{font-size:1rem}.commercial-actions{display:grid}.commercial-actions .button{width:100%;min-width:0}.flow-section{padding:42px 0}.flow-grid,.info-grid,.commercial-strip-grid{grid-template-columns:1fr}.flow-card,.info-card{padding:22px}.breadcrumbs{display:none}}

/* V2 — legături interne comerciale vizibile și contextuale */
.commercial-related{padding:18px 0 68px;background:#fff}
.commercial-related-heading{margin-bottom:20px}
.commercial-related-heading h2{margin:4px 0 0;color:var(--brand-dark);font-weight:400}
.commercial-related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.commercial-related-card{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:16px;padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--brand-dark);box-shadow:0 12px 30px rgba(16,58,87,.07);text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.commercial-related-card:hover{transform:translateY(-2px);border-color:#8bb8cc;box-shadow:0 16px 34px rgba(16,58,87,.11)}
.commercial-related-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:13px;background:#e8f3f7;color:var(--brand);font-size:1.15rem}
.commercial-related-card strong{display:block;margin-bottom:3px;font-size:1.08rem;font-weight:400}
.commercial-related-card small{display:block;color:var(--ink-soft)}
.commercial-related-arrow{color:var(--accent)}
@media(max-width:760px){
  .commercial-related{padding:8px 0 46px}
  .commercial-related-grid{grid-template-columns:1fr}
  .commercial-related-card{padding:18px 16px}
}

/* ===== Sfarsit w3_asigurarealocuintei-etapa2.css ===== */


/* ===== Consolidat din w3_asigurarealocuintei-faq.css ===== */
/* FAQ — Etapa 3 V4, aliniat la designul aprobat */
.faq-page{background:#fff;padding-bottom:92px}
.faq-hero{padding:0;background:#edf5fa}
.faq-hero-card{
  position:relative;
  min-height:355px;
  display:grid;
  grid-template-columns:minmax(0,.95fr) minmax(500px,1.05fr);
  align-items:stretch;
  overflow:hidden;
}
.faq-hero-copy{
  position:relative;
  z-index:2;
  display:flex;
  flex-direction:column;
  justify-content:center;
  padding:44px 40px 52px 0;
}
.faq-hero-copy:after{
  content:"";
  position:absolute;
  z-index:-1;
  inset:0 -160px 0 0;
  background:linear-gradient(90deg,#edf5fa 0%,rgba(237,245,250,.98) 68%,rgba(237,245,250,0) 100%);
}
.faq-hero-copy h1{
  max-width:700px;
  margin:8px 0 16px;
  color:var(--brand-dark);
  font-size:clamp(2.65rem,4.3vw,4rem);
  line-height:1.05;
  font-weight:400;
}
.faq-hero-copy h1 span{white-space:nowrap}
.faq-hero-copy>p:last-child{
  max-width:650px;
  margin:0;
  color:var(--ink-soft);
  font-size:1.08rem;
}
.faq-hero-visual{
  position:relative;
  margin:0;
  min-height:355px;
  overflow:hidden;
}
.faq-hero-visual img{
  display:block;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
}
.faq-proof-strip{position:relative;z-index:4;margin-top:-28px}
.faq-proof-grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff;
  box-shadow:0 12px 30px rgba(18,62,98,.12);
  overflow:hidden;
}
.faq-proof-grid>div{
  display:flex;
  align-items:center;
  gap:13px;
  min-height:78px;
  padding:15px 18px;
  border-right:1px solid var(--line);
}
.faq-proof-grid>div:last-child{border-right:0}
.faq-proof-icon{
  display:grid;
  place-items:center;
  width:38px;
  height:38px;
  flex:0 0 38px;
  border:0;
  border-radius:10px;
  background:#eef6fb;
  color:var(--brand);
  font-size:1.2rem;
}
.faq-proof-grid strong,.faq-proof-grid small{display:block}
.faq-proof-grid strong{color:var(--brand-dark);font-size:.95rem;font-weight:400}
.faq-proof-grid small{margin-top:2px;color:var(--ink-soft);font-size:.82rem}

.faq-content{padding:34px 0 58px}
.faq-categories{
  display:flex;
  align-items:center;
  gap:0;
  margin-bottom:20px;
  border-bottom:1px solid var(--line);
  overflow-x:auto;
}
.faq-categories a{
  flex:0 0 auto;
  padding:13px 17px;
  color:var(--brand-dark);
  border-radius:8px 8px 0 0;
  text-decoration:none;
  white-space:nowrap;
}
.faq-categories a:hover{background:#f2f7f9}
.faq-categories a.is-active{background:var(--brand-dark);color:#fff}
.faq-toolbar{display:flex;justify-content:flex-end;gap:12px;margin:0 0 16px}
.faq-tool{padding:10px 17px;border-radius:8px;background:#fff;font:inherit;cursor:pointer}
.faq-tool-open{border:1px solid var(--brand);color:var(--brand)}
.faq-tool-close{border:1px solid var(--accent);color:var(--accent-dark)}
.faq-tool i{margin-left:7px}
.faq-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:35px;align-items:start}
.faq-group{scroll-margin-top:135px;margin-bottom:31px}
.faq-group h2{margin:0 0 13px;color:var(--brand-dark);font-size:1.35rem;font-weight:400}
.faq-list{display:grid;gap:9px}
.faq-item{border:1px solid var(--line);border-radius:11px;background:#fff;overflow:hidden;box-shadow:0 5px 17px rgba(18,62,98,.04)}
.faq-item summary{position:relative;padding:17px 51px 17px 19px;cursor:pointer;color:var(--brand-dark);font-weight:400;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:19px;top:13px;color:var(--accent);font-size:1.45rem}
.faq-item[open] summary{background:#f8fbfc}
.faq-item[open] summary::after{content:"−"}
.faq-answer{padding:0 19px 18px;color:var(--ink-soft)}
.faq-answer p{margin:0}
.faq-aside{position:sticky;top:126px;padding:27px;border-radius:17px;background:linear-gradient(145deg,var(--brand-dark),var(--brand));color:#fff;box-shadow:var(--shadow)}
.faq-aside h2{margin:0 0 10px;font-size:1.4rem;font-weight:400}
.faq-aside p{color:#dcecf5}
.faq-aside .button{width:100%;margin:7px 0 15px}
.faq-contact-link{display:block;margin-bottom:14px;color:#fff;text-align:center}
.faq-aside small{display:block;color:#bfd5e1}

/* CTA fix la baza ecranului */
.faq-sticky-cta{
  position:fixed;
  left:0;
  right:0;
  bottom:0;
  z-index:80;
  padding:10px 0;
  background:rgba(255,255,255,.97);
  border-top:1px solid var(--line);
  box-shadow:0 -10px 30px rgba(18,62,98,.12);
  backdrop-filter:blur(8px);
  transition:opacity .18s ease,transform .18s ease,visibility .18s ease;
}
.faq-sticky-cta.is-hidden{opacity:0;visibility:hidden;transform:translateY(100%);pointer-events:none}
.faq-sticky-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:22px}
.faq-sticky-cta strong,.faq-sticky-cta small{display:block}
.faq-sticky-cta strong{color:var(--brand-dark);font-size:1.05rem;font-weight:400}
.faq-sticky-cta small{margin-top:2px;color:var(--ink-soft)}
.faq-sticky-cta .button{min-width:210px;margin:0}

@media(max-width:1050px){
  .faq-hero-card{grid-template-columns:1fr 44%;min-height:330px}
  .faq-hero-copy{padding-right:20px}
  .faq-hero-visual{min-height:330px}
  .faq-proof-grid{grid-template-columns:repeat(2,1fr)}
  .faq-proof-grid>div:nth-child(2){border-right:0}
  .faq-proof-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .faq-layout{grid-template-columns:1fr}
  .faq-aside{position:static}
}
@media(max-width:720px){
  .faq-page{padding-bottom:112px}
  .faq-hero-card{grid-template-columns:1fr}
  .faq-hero-copy{padding:28px 0 18px;text-align:center}
  .faq-hero-copy:after{display:none}
  .faq-hero-copy h1{font-size:clamp(2.05rem,9vw,2.8rem)}
  .faq-hero-copy h1 span{display:block}
  .faq-hero-visual{min-height:0;height:220px}
  .faq-proof-strip{margin-top:-15px}
  .faq-proof-grid{grid-template-columns:1fr}
  .faq-proof-grid>div{min-height:65px;border-right:0;border-bottom:1px solid var(--line)}
  .faq-proof-grid>div:last-child{border-bottom:0}
  .faq-content{padding:27px 0 40px}
  .faq-toolbar{display:grid;grid-template-columns:1fr 1fr}
  .faq-tool{padding:10px 8px}
  .faq-sticky-cta{padding:9px 0}
  .faq-sticky-cta-inner{display:grid;grid-template-columns:1fr auto;gap:10px}
  .faq-sticky-cta strong{font-size:.92rem}
  .faq-sticky-cta small{display:none}
  .faq-sticky-cta .button{min-width:0;padding:12px 15px;white-space:nowrap}
}


/* V5 — iconuri SVG independente de Font Awesome */
.faq-proof-icon svg{
  width:23px;
  height:23px;
  display:block;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.faq-proof-icon i{display:none!important}

/* ===== Sfarsit w3_asigurarealocuintei-faq.css ===== */


/* ===== Consolidat din w3_asigurarealocuintei-contact.css ===== */
/* Contact și despre noi — Etapa 3 */
.contact-page{background:#fff;padding-bottom:92px}
.contact-hero{background:#eef5f9}
.contact-hero-grid{min-height:350px;display:grid;grid-template-columns:minmax(0,.92fr) minmax(520px,1.08fr);overflow:hidden}
.contact-hero-copy{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;padding:42px 42px 48px 0}
.contact-hero-copy:after{content:"";position:absolute;z-index:-1;inset:0 -170px 0 0;background:linear-gradient(90deg,#eef5f9 0%,rgba(238,245,249,.98) 68%,rgba(238,245,249,0) 100%)}
.contact-hero h1{max-width:660px;margin:8px 0 16px;color:var(--brand-dark);font-size:clamp(2.7rem,4.4vw,4rem);line-height:1.05;font-weight:400}
.contact-hero-lead{max-width:670px;margin:0;color:var(--ink-soft);font-size:1.08rem}
.contact-hero-badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.contact-hero-badges span{padding:8px 12px;border-radius:999px;background:#fff;color:var(--brand-dark);border:1px solid var(--line);font-size:.84rem}
.contact-hero-visual{min-height:350px;margin:0;overflow:hidden}
.contact-hero-visual img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}

.contact-direct{position:relative;z-index:4;margin-top:-28px}
.contact-direct-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--line);border-radius:15px;background:#fff;box-shadow:0 13px 32px rgba(18,62,98,.12);overflow:hidden}
.contact-direct-grid>a{display:flex;align-items:center;gap:14px;min-height:92px;padding:17px 20px;border-right:1px solid var(--line);color:var(--brand-dark);text-decoration:none}
.contact-direct-grid>a:last-child{border-right:0}
.contact-direct-grid>a:hover{background:#f8fbfc}
.contact-direct-icon{display:grid;place-items:center;width:42px;height:42px;flex:0 0 42px;border-radius:11px;background:#eef6fb;color:var(--brand)}
.contact-direct-icon svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.contact-direct-grid strong,.contact-direct-grid small,.contact-direct-grid em{display:block}
.contact-direct-grid strong{font-weight:400}
.contact-direct-grid small{margin-top:3px;color:var(--brand-dark);font-size:.91rem}
.contact-direct-grid em{margin-top:2px;color:var(--ink-soft);font-size:.78rem;font-style:normal}

.contact-about{padding:62px 0 55px}
.contact-about-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);gap:34px;align-items:start}
.contact-about-copy h2,.contact-identity-card h2,.contact-section-heading h2{margin:5px 0 15px;color:var(--brand-dark);font-weight:400}
.contact-about-copy>p{color:var(--ink-soft)}
.contact-authority-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:26px}
.contact-authority-grid>div{text-align:center}
.contact-authority-icon{display:grid;place-items:center;width:47px;height:47px;margin:0 auto 10px;border-radius:12px;background:#eef6fb;color:var(--brand)}
.contact-authority-icon svg{width:25px;height:25px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.contact-authority-grid strong,.contact-authority-grid small{display:block}
.contact-authority-grid strong{color:var(--brand-dark);font-size:.9rem;font-weight:400}
.contact-authority-grid small{margin-top:4px;color:var(--ink-soft);font-size:.77rem;line-height:1.35}

.contact-identity-card{padding:27px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(145deg,#f7fbfd,#edf5f9);box-shadow:0 12px 30px rgba(18,62,98,.07)}
.contact-identity-card dl{display:grid;grid-template-columns:150px 1fr;margin:0}
.contact-identity-card dt,.contact-identity-card dd{padding:10px 0;border-bottom:1px solid #d9e6ec}
.contact-identity-card dt{color:var(--brand-dark)}
.contact-identity-card dd{margin:0;color:var(--ink-soft)}
.contact-identity-card .button{width:100%;margin-top:20px}

.contact-channels{padding:0 0 70px}
.contact-section-heading{margin-bottom:20px}
.contact-channel-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.contact-channel-grid a{display:block;padding:23px;border:1px solid var(--line);border-radius:16px;background:#fff;color:var(--brand-dark);text-decoration:none;box-shadow:0 8px 24px rgba(18,62,98,.05)}
.contact-channel-grid a:hover{transform:translateY(-2px);box-shadow:0 13px 30px rgba(18,62,98,.09)}
.contact-channel-grid span,.contact-channel-grid small{display:block}
.contact-channel-grid span{font-size:1.05rem}
.contact-channel-grid small{margin-top:8px;color:var(--ink-soft);line-height:1.5}

.contact-sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:80;padding:10px 0;background:rgba(255,255,255,.97);border-top:1px solid var(--line);box-shadow:0 -10px 30px rgba(18,62,98,.12);backdrop-filter:blur(8px);transition:opacity .18s ease,transform .18s ease,visibility .18s ease}
.contact-sticky-cta.is-hidden{opacity:0;visibility:hidden;transform:translateY(100%);pointer-events:none}
.contact-sticky-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:22px}
.contact-sticky-cta strong,.contact-sticky-cta small{display:block}
.contact-sticky-cta strong{color:var(--brand-dark);font-size:1.05rem;font-weight:400}
.contact-sticky-cta small{margin-top:2px;color:var(--ink-soft)}
.contact-sticky-cta .button{min-width:210px;margin:0}

@media(max-width:1080px){
  .contact-hero-grid{grid-template-columns:1fr 44%;min-height:330px}
  .contact-hero-visual{min-height:330px}
  .contact-direct-grid{grid-template-columns:repeat(2,1fr)}
  .contact-direct-grid>a:nth-child(2){border-right:0}
  .contact-direct-grid>a:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .contact-about-grid{grid-template-columns:1fr}
}
@media(max-width:760px){
  .contact-page{padding-bottom:112px}
  .contact-hero-grid{grid-template-columns:1fr}
  .contact-hero-copy{padding:28px 0 20px;text-align:center}
  .contact-hero-copy:after{display:none}
  .contact-hero h1{font-size:clamp(2.15rem,9vw,2.9rem)}
  .contact-hero-badges{justify-content:center}
  .contact-hero-visual{min-height:0;height:220px}
  .contact-direct{margin-top:-15px}
  .contact-direct-grid{grid-template-columns:1fr}
  .contact-direct-grid>a,.contact-direct-grid>a:nth-child(2){min-height:72px;border-right:0;border-bottom:1px solid var(--line)}
  .contact-direct-grid>a:last-child{border-bottom:0}
  .contact-about{padding:42px 0}
  .contact-authority-grid{grid-template-columns:repeat(2,1fr)}
  .contact-identity-card dl{grid-template-columns:1fr}
  .contact-identity-card dt{padding-bottom:2px;border-bottom:0}
  .contact-identity-card dd{padding-top:0}
  .contact-channel-grid{grid-template-columns:1fr}
  .contact-sticky-cta-inner{display:grid;grid-template-columns:1fr auto;gap:10px}
  .contact-sticky-cta strong{font-size:.92rem}
  .contact-sticky-cta small{display:none}
  .contact-sticky-cta .button{min-width:0;padding:12px 15px;white-space:nowrap}
}

/* ===== Sfarsit w3_asigurarealocuintei-contact.css ===== */

/* Header — meniu principal complet */
@media(min-width:960px){
  .main-nav{gap:clamp(10px,1.15vw,18px)}
  .main-nav>a:not(.nav-cta){font-size:clamp(.82rem,.88vw,.93rem);white-space:nowrap}
  .main-nav .nav-cta{margin-left:4px;padding-left:18px;padding-right:18px;white-space:nowrap}
}
@media(min-width:960px) and (max-width:1180px){
  .brand-copy{display:none}
  .main-nav{gap:8px}
  .main-nav>a:not(.nav-cta){font-size:.79rem}
  .main-nav .nav-cta{padding-left:14px;padding-right:14px}
}